4022 Lambert Ter, Vestavia (Birmingham), AL 35242 Property Records

Jefferson County property record for 4022 Lambert Ter, Vestavia, AL 35242

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,620 sqft · built 2004
Owner2 Individual Names on Record
Last Sale$580,000 (Nov 2016)
Tax Bill$6,617 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-00-08-2-000-034.000

Property Details

APN / Parcel Number

Primary APN27-00-08-2-000-034.000
Alternative APNs
  • 27082000034000RR00
  • 425474

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,620 sqft Living Area
Gross Area5,950 sqft
1st Floor Area2,301 sqft
Upper Floors Area1,319 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Dimensions153 ft deep x 83.8 ft wide
TerrainRolling
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number425474
Old Parcel Number27082000034000RR00
Street Address4022 LAMBERT TER
CityVESTAVIA
StateAL
Zip35242-7489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7PU
Legal DescriptionLOT 519 VESTLAKE VILLAGE 9TH SECTOR PB 208 PG 52
Legal Range01W
Legal Township18S
Legal Section08
Legal QuarterNW
Legal SubdivisionVESTLAKE VIL 9TH S 28-8-2
Legal Lot Number519
JurisdictionJEFFERSON AL
Township / Civil DivisionLEEDS
Census Block Group3
Census Block3026
Census Tract12703

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4022 LAMBERT TER, VESTAVIA, AL 35242-7489
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Line of Credit
AMERICAS FIRST FEDERAL CREDIT UNION
Aug 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERICAS FIRST FEDERAL CREDIT UNION
Dec 23, 2020Deed of Trust, Mortgage
BANCORPSOUTH
Dec 15, 2017Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2016 · Amount on Record
Deed SaleNov 15, 2016 · Amount on Record
Prior SaleJul 27, 2004 · Amount on Record
Deed Document Number2016120097
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address4022 LAMBERT TER, VESTAVIA, AL 35242-7489
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4022 LAMBERT TER, VESTAVIA, AL 35242-7489

Mortgage

Document Number0000012023
DateFeb 10, 2026
Instrument2026012023
Lender
NameAMERICAS FIRST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 1, 2036

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address4022 LAMBERT TER, VESTAVIA, AL 35242-7489
Transaction TypeMortgage
Record UpdatedAug 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4022 LAMBERT TER, VESTAVIA, AL 35242-7489

Mortgage

Document Number0000071536
DateAug 3, 2023
Instrument2023071536
Lender
NameAMERICAS FIRST FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2033

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address4022 LAMBERT TER, VESTAVIA, AL 35242-7489
Document Number0000150330
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4022 LAMBERT TER VESTAVIA AL 352427489, VESTAVIA, AL 35242-7489

Mortgage

Document Number0000150330
DateDec 31, 2020
Instrument150330
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
AmountAmount Recorded
Term180 Months
DueDec 30, 2035

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address4022 LAMBERT TER, VESTAVIA, AL 35242-7489
Document Number0000131508
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4022 LAMBERT TER VESTAVIA AL 352427489, VESTAVIA, AL 35242-7489

Mortgage

Document Number0000131508
DateDec 28, 2017
Instrument131508
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 27, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityVestavia Hills City
Unified School DistrictVestavia Hills City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,617.00 (+21.19%) Homeowner's exemption$72,040 (+10.76%)$720,400 (+10.78%) Land $152,000 Building $568,400
2023$65,040 Land $15,202 Building $49,838$650,300 Land $152,000 Building $498,300
2022$5,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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