4022 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 4022 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 860 sqft · built 1929
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Feb 1987)
Tax Bill	$1,668 (2024)
Deeds & Mortgages	May 2022 Line of Credit Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7924-22-432-019`

Property Details

APN / Parcel Number

Primary APN	`7924-22-432-019`
Alternative APN	`070/01183-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	860 sqft Living Area
Gross Area	1,058 sqft
1st Floor Area	860 sqft
Basement Area	198 sqft

Exterior

Year Built	Built 1929
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4022 3RD ST
City	DES MOINES
State	IA
Zip	50313-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 450 COLLEGE PARK
Legal Range	24W
Legal Township	79N
Legal Section	22
Legal Subdivision	COLLEGE PARK
Legal Lot Number	450
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4022 3RD ST, DES MOINES, IA 50313-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 1987 · Amount on Record
Deed Sale	Feb 26, 1987 · Amount on Record
Deed Document Number	0005688490
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4022 3RD ST, DES MOINES, IA 50313-3516
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 3RD ST, DES MOINES, IA 50313-3516

Mortgage

Document Number	0000036145
Date	May 5, 2022
Book Page	19095/590
Instrument	2022-00036145

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4022 3RD ST, DES MOINES, IA 50313-3516
Document Number	0000049579
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 3RD ST DES MOINES IA 503133516, DES MOINES, IA 50313-3516

Mortgage

Document Number	0000049579
Date	Dec 27, 2018
Book Page	017195/000436
Instrument	49579

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,500 (+15.42%) Land $28,800 Building $94,700	$123,500 (+15.42%) Land $28,800 Building $94,700
2024	$1,668.00 (-8.35%)
2023		$107,000 Land $25,000 Building $82,000	$107,000 Land $25,000 Building $82,000
2020	$1,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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