40215 Robertson Rd, Ronan, MT 59864 Property Records

Lake County property record for 40215 Robertson Rd, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,104 sqft · built 1925
Lot Size	19 acres (831,125 sqft)
Owner	2 Individual Names on File
Last Sale	$281,300 (Dec 2020)
Tax Bill	$6,571 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R156163`

Property Details

APN / Parcel Number

Primary APN	`R156163`
Alternative APNs	`15-3103-31-1-01-02-0000` `0000004406`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,104 sqft Living Area
1st Floor Area	1,960 sqft
2nd Floor Area	676 sqft
Attic	Attic
Attic Area	468 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	831,125 sqft (19 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	676 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	84 sqft
Shed	1 Shed
Shed Area	364 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004406
Street Address	40215 ROBERTSON RD
City	RONAN
State	MT
Zip	59864-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENFIELD ACRES, S31, T21 N, R20 W, LOT 5, ACRES 19.08
Legal Range	20W
Legal Township	21N
Legal Section	31
Legal Subdivision	PENFIELD ACRES
Legal Lot Number	5
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1050
Census Tract	940500

Owner

40215 Robertson Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40215 ROBERTSON RD, RONAN, MT 59864-8602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Apr 15, 2016 · Amount on File
Deed Document Number	2020584001
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	40215 ROBERTSON RD, RONAN, MT 59864-8602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552701
Date	Jan 5, 2017
Instrument	552701

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 21, 2020
Property Address	40215 ROBERTSON RD, RONAN, MT 59864-8602
Document Number	584001
Instrument Date	Nov 19, 2020
Instrument	584001
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40215 ROBERTSON RD, 40215, RONAN, MT 59864-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	259 INTEGRITY RIDGE DR, HENDERSON, NV 89052-5916

Mortgage

Document Number	584002
Date	Dec 21, 2020
Instrument	584002

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 40215 Robertson Rd was $6,571, up 64.6% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,571.00 (+64.65%)	$730,500 (-)
2025	$3,991.00	$730,500	$730,500 Land $274,284 Building $456,216
2023	$4,571.00	$588,700	$588,700 Land $202,944 Building $385,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40215 Robertson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40215 Robertson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.4% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND BUTTE WATER COMPANY private · serves 400 people · EPA ID MT0000320
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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