40214 W 9th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40214 W 9th Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,559 sqft · built 2007
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2020)
Tax Bill	$3,397 (2024)
Deeds & Mortgages	Aug 2023 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-108-04000`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-108-04000`
Alternative APNs	`271808010010804000` `1716748`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,559 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	2,019 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	115 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1716748
Street Address	40214 W 9TH AVE
City	UMATILLA
State	FL
Zip	32784-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	EAST UMATILLA LOTS 40 TO 45 INCL BLK 108 PB 6 PGS 87-95 ORB 5546 PG 95
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	108
Legal Lot Number	40
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1010
Census Tract	30109

Owner

40214 W 9th Ave is owned and occupied by an individual who bought it in September 2020.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Sep 18, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Apr 27, 2015 · Amount on File
Deed Document Number	2020103679
Deed Book / Page	5546 / 95
Prior Transfer Date	Jun 9, 2008
Prior Transfer Doc	0036372140
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269

Mortgage

Document Number	0061980980
Date	Aug 22, 2023
Book Page	6198/980
Instrument	2023102463

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Oct 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40214 W 94TH AVE, UMATILLA, FL 32784

Mortgage

Document Number	0061341203
Date	May 2, 2023
Book Page	6134/1203
Instrument	2023050701

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 18, 2020
Property Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269
Document Number	0055460095
Book / Page	5546 / 95
Map Reference	MB 6 PG 87-95
Instrument Date	Sep 16, 2020
Instrument	2020103679
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2013 LONG ST, 2013, OCHLOCKNEE, GA 31773-1574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269

Mortgage

Document Number	0000554697
Date	Sep 18, 2020
Instrument	5546/97

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269
Document Number	0052041980
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40214 W 9TH AVE UMATILLA FL 327849269, UMATILLA, FL 32784-9269

Mortgage

Document Number	0052041980
Date	Nov 30, 2018
Book Page	005204/001980
Instrument	138682

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 29, 2043

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40214 W 9TH AVE, UMATILLA, FL 32784-9269
Document Number	0049830590
Book / Page	004983 / 000590
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40214 W 9TH AVE UMATILLA FL 327849269, UMATILLA, FL 32784-9269

Mortgage

Document Number	0049830590
Date	Aug 4, 2017
Book Page	004983/000590
Instrument	84673

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 3, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,730 (+2.9%)	$315,141 (-) Land $77,625 Building $237,516
2025		$239,780 Land $77,625 Building $162,155	$315,141 Land $77,625 Building $237,516
2024	$3,397.00 (+9.86%)
2023	$3,092.00 (+6.29%) Homeowner's exemption	$226,250 (+3%)	$304,469 (+9.29%) Land $77,625 Building $226,844
2022	$2,909.00 Homeowner's exemption	$219,660	$278,594 Land $51,750 Building $226,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40214 W 9th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40214 W 9th Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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