4021 Conifer Dr, Elgin, IL 60124 Property Records

Kane County property record for 4021 Conifer Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.196 acres (8,569 sqft)
Owner	Company Name on Record
Last Sale	$296,500 (Jan 2016)
Tax Bill	$12,198 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-175-021`

Property Details

APN / Parcel Number

Primary APN	`05-25-175-021`

Exterior

Lot Area	8,569 sqft (0.196 acres)

Location & Zoning

Street Address	4021 CONIFER DR
City	ELGIN
State	IL
Zip	60124-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE EAST REDEVELOPMENT LOT 81
Legal Subdivision	CEDAR GROVE EAST REDEVELOPMENT
Legal Block	1
Legal Lot Number	81
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1034
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4021 CONIFER DR, ELGIN, IL 60124-3126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 15, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2016 · Amount on Record
Deed Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	20164713
Last Transfer Date	Aug 2, 2024
Transfer Doc	0000027149
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4021 CONIFER DR, ELGIN, IL 60124-3126
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026988
Date	Aug 8, 2023
Instrument	2023K026988

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 7, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4021 CONIFER DR, ELGIN, IL 60124-3126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055471
Date	Nov 15, 2019
Instrument	2019K055471

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4021 CONIFER DR, ELGIN, IL 60124-3126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075287
Date	Dec 4, 2020
Instrument	2020K075287

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,198.00 (+15.03%)
2024		$138,990 (+21.64%) Land $29,480 Building $109,510	$417,137 (+21.68%) Land $88,475 Building $328,661
2022	$10,604.00 (+3.96%) Homeowner's exemption	$114,268 (+7.68%) Land $21,357 Building $92,911	$342,804 (+7.68%) Land $64,071 Building $278,733
2021	$10,200.00 Homeowner's exemption	$106,119 Land $20,633 Building $85,486	$318,357 Land $61,899 Building $256,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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