Mille Lacs County property record for 40208 Timber Trail Rd, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,360 sqft · built 2020 |
| Lot Size | 38 acres (1,658,765 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,550 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-007-1200 |
| Primary APN | 09-007-1200 |
|---|
| Building Area | 1,360 sqft Total Area |
|---|---|
| Basement Area | 1,360 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 1,658,765 sqft (38 acres) |
| Garage Type | Mixed |
| Garage Area | 2,688 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
| Deck Area | 192 sqft |
| Street Address | 40208 TIMBER TRAIL RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE OF SW, EX N 66 FT LYING E OF CSAH #25 7 42 27 38.08 |
| Legal Range | 27 |
| Legal Township | 42 |
| Legal Section | 07 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | KATHIO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970200 |
40208 Timber Trail Rd is owned and occupied by an individual.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40208 TIMBER TRAIL RD, ONAMIA, MN 56359-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WOODLANDS NATIONAL BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WOODLANDS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 40208 TIMBER TRAIL RD, ONAMIA, MN 56359-2103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 000A419864 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | A419864 |
| Name | WOODLANDS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 40208 TIMBER TRAIL RD, ONAMIA, MN 56359-2103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A426316 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | A426316 |
| Name | WOODLANDS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 40208 Timber Trail Rd was $3,550.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Kathio Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,550.00 | $436,900 (+12.2%) Land $137,600 Building $299,300 | $436,900 (+12.2%) Land $137,600 Building $299,300 |
| 2025 | $389,400 Land $122,300 Building $267,100 | $389,400 Land $122,300 Building $267,100 | |
| 2023 | $3,616.00 | $452,500 Land $105,200 Building $347,300 | $452,500 Land $105,200 Building $347,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40208 Timber Trail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40208 Timber Trail Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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