James City County property record for 4020 Windsor Rdg, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,359 sqft · built 2004 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $5,593 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-3 02-0-0017 |
| Primary APN | 36-3 02-0-0017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,359 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 301 sqft |
| Patio Area | 301 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24354 |
|---|---|
| Street Address | 4020 WINDSOR RDG |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-17 PH-2 GREENSPRINGS WEST |
| Legal Subdivision | GREENSPRINGS WEST |
| Legal Phase | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 80304 |
The current owner of 4020 Windsor Rdg acquired it in April 2009.
Source: James City County records, as of November 17, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4020 WINDSOR RDG, WILLIAMSBURG, VA 23188-1425 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 21, 2009 |
| Transfer Doc | 0000010991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4020 WINDSOR RDG, WILLIAMSBURG, VA 23188-1425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202203909 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 202203909 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4020 Windsor Rdg was $5,593, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,593.00 (+6.41%) | $673,900 Land $146,500 Building $527,400 | $673,900 Land $146,500 Building $527,400 |
| 2024 | $5,256.00 (+11.36%) | ||
| 2023 | $4,720.00 | $568,700 Land $118,800 Building $449,900 | $568,700 Land $118,800 Building $449,900 |
| 2022 | $4,720.00 | ||
| 2019 | $4,217.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4020 Windsor Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4020 Windsor Rdg is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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