4020 Todd Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 4020 Todd Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,418 sqft · built 2003
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (May 2017)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-118904`

Property Details

APN / Parcel Number

Primary APN	`02-118904`
Alternative APNs	`2118904` `118904`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,418 sqft Total Area
Basement Area	986 sqft
Finished Basement	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Mixed
Garage Area	996 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	118904
Street Address	4020 TODD DR
City	PRINCE FREDERICK
State	MD
Zip	20678-5779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 30 PLAT 1 FOX FIELD
Legal Subdivision	FOX FIELD
Legal Lot Number	30
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1042
Census Tract	860703

Owner

4020 Todd Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4020 TODD DR, PRINCE FREDERICK, MD 20678-5779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 4, 2017	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 28, 2017	Quit Claim Deed, Transfer ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Book / Page	4987 / 29
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0049660111
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4020 TODD DR, PRINCE FREDERICK, MD 20678-5779
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055750166
Date	Apr 24, 2020
Book Page	5575/166

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4020 TODD DR, PRINCE FREDERICK, MD 20678-5779
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059350241
Date	Apr 16, 2021
Book Page	5935/241

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	172 Months
Due	Aug 1, 2035

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 4, 2017
Property Address	4020 TODD DR, PRINCE FREDERICK, MD 20678-5779
Document Number	0049870029
Book / Page	4987 / 029
Map Reference	LB ABE 5 FO783
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND TRUST TITLE & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 WISCONSIN AVE STE 200, 8001, BETHESDA, MD 20814-3650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4020 TODD DR, PRINCE FREDERICK, MD 20678-5779

Mortgage

Document Number	0000498737
Date	May 4, 2017
Instrument	4987/37

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 28, 2017
Property Address	4020 TODD DR, PRINCE FREDERICK, MD 20678-5779
Document Number	0049660111
Book / Page	004966 / 000111
Instrument Date	Mar 7, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4020 TODD DR PRINCE FREDERICK MD 206785779, PRINCE FREDERICK, MD 20678-5779

Tax Assessment & Valuation

The 2025 property tax bill for 4020 Todd Dr was $5,941 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,333 (+7.03%)	$604,600 (-) Land $150,400 Building $454,200
2025	$5,941.00 Homeowner's exemption	$530,067	$604,600 Land $150,400 Building $454,200
2023	$4,906.00	$472,267	$492,800 Land $150,400 Building $342,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 Todd Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 Todd Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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