4020 Thomas Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 4020 Thomas Dr, Erlanger, KY 41018 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,134 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2023)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-40-00-137.00`

Property Details

APN / Parcel Number

Primary APN	`017-40-00-137.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	34 Units
Stories	1 Story
Building Area	1,134 sqft Finished Area
Gross Area	1,521 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4020 THOMAS DR
City	ERLANGER
State	KY
Zip	41018-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.5000 AC ES THOMAS DR KNOWN AS ID PLAT PARCEL B
Legal Subdivision	BROWN & GLASER LAND DIV
Legal Phase	1
Legal Lot Number	1,2
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3005
Census Tract	63608

Owner

Source: Kenton County records · APN 017-40-00-137.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4020 THOMAS DR, ERLANGER, KY 41018-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	202313
Deed Book / Page	231 / 130
Prior Transfer Date	Apr 05, 2010
Prior Transfer Doc	0005900106
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 14, 2023
Property Address	4020 THOMAS DR, ERLANGER, KY 41018-2942
Document Number	0005900013
Book / Page	KC 231 / 130
Instrument Date	Jun 12, 2023
Instrument	23061405900013
Transaction Type	Transfer
Record Updated	Jan 05, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10372 CHAMBERSBURG DR, INDEPENDENCE, KY 41051-7859

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4020 THOMAS DR, ERLANGER, KY 41018-2942

Mortgage

Document Number	0005900014
Date	Jun 14, 2023
Book Page	KCM 469/21
Instrument	23061405900014

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 13, 2022
Property Address	4020 THOMAS DR, ERLANGER, KY 41018-2942
Document Number	0005900086
Book / Page	165 / 273
Map Reference	PL B172
Instrument Date	May 10, 2022
Instrument	22051305900086
Transaction Type	Transfer
Record Updated	Jan 05, 2024
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	768 SECRETARIAT COURT, CRESTVIEW HILLS, KY 41017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 THOMAS DR, ERLANGER, KY 41018-2942

Mortgage

Document Number	0005900087
Date	May 13, 2022
Book Page	370/776
Instrument	22051305900087

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,907.00 (+15.17%)	$250,000 (+25%) Land $35,000 Building $215,000	$250,000 (+25%) Land $35,000 Building $215,000
2023	$2,524.00 (+56.67%)	$200,000 (+58.86%) Land $25,000 Building $175,000	$200,000 (+58.86%) Land $25,000 Building $175,000
2022	$1,611.00	$125,900 Land $25,000 Building $100,900	$125,900 Land $25,000 Building $100,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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