Randall County property record for 4020 Terrace Dr, Amarillo, TX 79109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,390 sqft · built 1959 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,309 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-061-5400-2720 |
| Primary APN | R-061-5400-2720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| 1st Floor Area | 2,270 sqft |
| Basement Area | 120 sqft |
| Finished Basement | 120 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Storage Building | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | R158623 |
|---|---|
| Street Address | 4020 TERRACE DR |
| City | AMARILLO |
| State | TX |
| Zip | 79109-5525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PARAMOUNT TERRACE # 12, LOT 011, BLK 0058 |
| Legal Subdivision | PARAMOUNT TERRACE # 12 |
| Legal Block | 58 |
| Legal Lot Number | 11 |
| Jurisdiction | RANDALL TX |
| Township / Civil Division | AMARILLO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21101 |
4020 Terrace Dr is owned and occupied by an individual who acquired it in March 2023.
Source: Randall County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit AMARILLO NATIONAL BANK |
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit AMARILLO NATIONAL BANK |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 9, 2023 | |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 25, 2019 | Vendor's Lien, Transfer · Conventional Mortgage AMARILLO NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2023 |
| Deed Sale | Mar 9, 2023 |
| Prior Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 20233756 |
| Prior Transfer Date | Dec 15, 2022 |
| Prior Transfer Doc | 0000003756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDALL TX |
| Recording Date | Sep 16, 2026 |
| Property Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Document Number | 0000018662 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202618662 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Document Number | 0000018662, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202618662 |
| Name | AMARILLO NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 16, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDALL TX |
| Property Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000021265 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2023021265 |
| Name | AMARILLO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 22, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDALL TX |
| Property Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000027379 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021027379 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Jurisdiction | RANDALL TX |
|---|---|
| Recording Date | Mar 9, 2023 |
| Property Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Document Number | 0000003756 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2023003756 |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1504 S HUGHES ST, AMARILLO, TX 79102-2645 |
| Name | Verified Name |
|---|---|
| Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDALL TX |
| Property Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024613 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020024613 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | RANDALL TX |
| Recording Date | Nov 25, 2019 |
| Property Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Document Number | 0000020807 |
| Map Reference | VOL 222 PG 702 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019020807 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4020 TERRACE DR, AMARILLO, TX 79109-5525 |
| Document Number | 0000020808 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019020808 |
| Name | AMARILLO NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 4020 Terrace Dr was $4,309 with a homeowner's exemption, down 2.6% from the year before.
Source: Randall County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Amarillo City |
| County | Randall County |
| Unified School District | Amarillo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,309.00 (-2.6%) Homeowner's exemption | $287,093 (-3.69%) Land $11,480 Building $275,613 | $287,093 Land $11,480 Building $275,613 |
| 2024 | $4,424.00 (+9.61%) Homeowner's exemption | $298,106 (+0.97%) Land $11,480 Building $286,626 | |
| 2023 | $4,036.00 (-10.77%) Homeowner's exemption | $295,242 Land $11,480 Building $283,762 | $298,106 Land $11,480 Building $286,626 |
| 2022 | $4,523.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4020 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4020 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMARILLO MUNICIPAL WATER SYSTEM serves 201,291 people · EPA ID TX1880001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Pathwayz Fiber | 1,000 / 1,000 |
| AW Broadband Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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