4020 SW 77th St, Gainesville, FL 32608 Property Records

Alachua County property record for 4020 SW 77th St, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,999 sqft · built 2018
Lot Size	1.05 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jun 2017)
Tax Bill	$7,487 (2024)
Deeds & Mortgages	Mar 2018 Construction Loan Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06849-002-019`

Property Details

APN / Parcel Number

Primary APN	`06849-002-019`
Alternative APN	`00713930000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,999 sqft Heated Area
1st Floor Area	1,999 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.05 acres)
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	2,244 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	81 sqft
Patio Area	390 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00713930000
Street Address	4020 SW 77TH ST
City	GAINESVILLE
State	FL
Zip	32608-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-1
Legal Description	KENWOOD UNIT 2 PB H-67 LOT 19 OR 4520/2015
Legal Range	19E
Legal Township	10S
Legal Section	17
Legal Subdivision	KENWOOD
Legal Lot Number	19
Legal Unit	2
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1027
Census Tract	2221

Owner

4020 SW 77th St is owned and occupied by two individuals who bought it in June 2017.

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4020 SW 77TH ST, GAINESVILLE, FL 32608-3665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Nov 29, 2018	Loan Modification, Mortgage · Line of Credit AMERIS BK
Jun 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Deed Document Number	3062473
Deed Book / Page	4520 / 2015
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	4020 SW 77TH ST, GAINESVILLE, FL 32608-3665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045842341
Date	Mar 26, 2018
Book Page	4584/2341
Instrument	3113390

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALACHUA FL
Property Address	4020 SW 77TH ST, GAINESVILLE, FL 32608-3665
Document Number	0046461839
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SW 77H ST GAINESVILLE FL 32608, GAINESVILLE, FL 32608

Mortgage

Document Number	0046461839
Date	Nov 30, 2018
Book Page	004646/001839
Instrument	3161213

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALACHUA FL
Recording Date	Jun 2, 2017
Property Address	4020 SW 77TH ST, GAINESVILLE, FL 32608-3665
Document Number	0045202015
Book / Page	004520 / 002015
Instrument Date	Apr 24, 2017
Instrument	3062473
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4127 SW 77TH ST GAINESVILLE FL 326083666, GAINESVILLE, FL 32608-3666

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,684 Land $140,000 Building $295,684	$435,684 Land $140,000 Building $295,684
2024	$7,487.00 (+1.86%)
2023	$7,350.00 (+1.89%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$378,506 (+3%)	$442,773 (+12.53%) Land $140,000 Building $302,773
2022	$7,214.00 Homeowner's exemption Disabled Person's exemption	$367,482	$393,482 Land $125,000 Building $268,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 SW 77th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 SW 77th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Nearby Properties on SW 77th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures