4020 Sterling Ln, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 4020 Sterling Ln, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,324 sqft · built 1991
Lot Size	0.61 acres (26,550 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2020)
Tax Bill	$5,564 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-23-376-014`

Property Details

APN / Parcel Number

Primary APN	`8914-23-376-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	791 sqft
Basement Area	1,489 sqft
Finished Basement	775 sqft
Unfinished Basement	1,489 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,550 sqft (0.61 acres)
Lot Dimensions	180 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4020 STERLING LN
City	CEDAR FALLS
State	IA
Zip	50613-7029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTINENTAL HEIGHTS ESTATES LOT 3 EXC S 20 FT
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	CONTINENTAL HEIGHTS ESTATES
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4020 STERLING LN, CEDAR FALLS, IA 50613-7029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	20202100000118
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 1, 2020
Property Address	4020 STERLING LN, CEDAR FALLS, IA 50613-7029
Document Number	202100000118
Instrument Date	Jun 23, 2020
Instrument	202100000118
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 STERLING LN, CEDAR FALLS, IA 50613-7029

Mortgage

Document Number	202100000119
Date	Jul 1, 2020
Instrument	202100000119

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,564.00 (+13.92%) Homeowner's exemption	$381,620 (+21.63%) Land $53,220 Building $328,400	$381,620 (+21.63%) Land $53,220 Building $328,400
2024	$4,884.00 (-9.12%)
2023		$313,760 (+4.6%) Land $53,220 Building $260,540	$313,760 (+4.6%) Land $53,220 Building $260,540
2022	$5,374.00 Homeowner's exemption	$299,960 Land $53,220 Building $246,740
2021			$299,960 Land $53,220 Building $246,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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