4020 Shore Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4020 Shore Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,434 sqft · built 2003
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Trust Names on File
Last Sale	$328,000 (Apr 2016)
Tax Bill	$5,908 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-021-101-055`

Property Details

APN / Parcel Number

Primary APN	`02-02-021-101-055`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	2,434 sqft Living Area
Gross Area	2,667 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	51,836 sqft (1.19 acres)
Lot Dimensions	300 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	233 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Patio Area	186 sqft
Balcony Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4020 SHORE DR
City	LORAIN
State	OH
Zip	44053-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BLACK RIVER TOWNSHIP
Legal Block	101
Legal Lot Number	20,21
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	22601

Owner

4020 Shore Dr is held in a trust since February 2021.

Source: Lorain County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2867 FOREST LAKE DR, WESTLAKE, OH 44145-1781
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Aug 24, 2022	Warranty Deed, Transfer CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE
Feb 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2016 · Amount on File
Deed Sale	Apr 11, 2016 · Amount on File
Deed Document Number	2016581600
Last Transfer Date	Feb 6, 2021
Transfer Doc	0000802887
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Mar 17, 2026
Property Address	4020 SHORE DR, LORAIN, OH 44053-1319
Document Number	0000088409
Map Reference	DOC 2006-0145506
Instrument Date	Mar 11, 2026
Instrument	2026-0088409
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 FOREST LAKE DR, WESTLAKE, OH 44145-1781

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 24, 2022
Property Address	4020 SHORE DR, LORAIN, OH 44053-1319
Document Number	0000888573
Map Reference	DOC 2006-0145506
Instrument Date	Aug 23, 2022
Instrument	2022-0888573
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4020 SHORE DR, LORAIN, OH 44053-1319

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Feb 12, 2021
Property Address	4020 SHORE DR, LORAIN, OH 44053-1319
Document Number	0000802887
Map Reference	DOC 2006-0145506
Instrument Date	Feb 6, 2021
Instrument	2021-0802887
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SHORE DR, LORAIN, OH 44053-1319

Mortgage

Document Number	0000802888
Date	Feb 12, 2021
Instrument	2021-0802888

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4020 Shore Dr was $5,908, down 4.9% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,908.00 (-4.94%)	$147,100 (%) Land $83,660 Building $63,440	$420,290 (-) Land $239,030 Building $181,260
2024	$6,215.00 (-8.68%)	$147,102 (+14.17%) Land $83,661 Building $63,441	$420,290 (+14.17%) Land $239,030 Building $181,260
2023	$6,806.00 (+3.48%)	$128,846 (+%) Land $82,453 Building $46,393	$368,130 Land $235,580 Building $132,550
2022	$6,577.00	$128,840 Land $82,450 Building $46,390
2021			$368,130 Land $235,580 Building $132,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4020 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1997)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4020 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Shore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures