4020 SE 23rd St, Ocala, FL 34471 Property Records

Marion County property record for 4020 SE 23rd St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,187 sqft · built 2020
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (May 2025)
Tax Bill	$4,298 (2025)
Deeds & Mortgages	Jul 2024 Second Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29638-001-02`

Property Details

APN / Parcel Number

Primary APN	`29638-001-02`
Alternative APN	`3632435000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,187 sqft Living Area
1st Floor Area	2,187 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	146 ft deep x 126 ft wide
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,205 sqft
Porch	Porch
Porch Area	485 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3632435000
Street Address	4020 SE 23RD ST
City	OCALA
State	FL
Zip	34471-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 23 TWP 15 RGE 22 PLAT BOOK 010 PG 148 SUMMERSET ESTATES BLK A LOT 2
Legal Range	22E
Legal Township	15S
Legal Section	23
Legal Subdivision	SUMMERSET ESTATE
Legal Block	A
Legal Lot Number	2
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1012
Census Tract	2203

Owner

4020 SE 23rd St is owned and occupied by an individual who bought it in May 2025.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4020 SE 23RD ST, OCALA, FL 34471-7604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAMPUS USA CU
Jun 22, 2020	Loan Modification, Mortgage CAMPUS USA CU
Nov 18, 2019	Deed of Trust, Construction Loan · Construction Mortgage CAMPUS USA CU
Jul 26, 2019	Warranty Deed, Transfer AFFILIATED TITLE/CTRL FL LIMITED, AFFILIATED TITLE/CTRL FL LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Deed Document Number	2025072340
Deed Book / Page	8624 / 1072
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4020 SE 23RD ST, OCALA, FL 34471-7604
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SE 23RD ST, OCALA, FL 34471-7604
Investor	Possibly a Property Investor

Mortgage

Document Number	0083741694
Date	Jul 17, 2024
Book Page	8374/1694
Instrument	2024093411

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2039

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	4020 SE 23RD ST, OCALA, FL 34471-7604
Document Number	0072491338
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0072491338
Date	Aug 17, 2020
Book Page	007249/001338
Instrument	84965

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Interest

Rate	3.87%

November 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Nov 18, 2019
Property Address	4020 SE 23RD ST, OCALA, FL 34471-7604
Document Number	0070801235
Book / Page	007080 / 001235
Instrument Date	Nov 18, 2019
Instrument	121364
Transaction Type	Construction Loan
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1930 NW 60TH AVE OCALA FL 344828243, OCALA, FL 34482-8243

Mortgage

Document Number	70801235
Date	Nov 18, 2019
Book Page	007080/001235
Instrument	121364

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 26, 2019
Property Address	4020 SE 23RD ST, OCALA, FL 34471-7604
Document Number	0070110182
Book / Page	007011 / 000182
Instrument Date	Jul 25, 2019
Instrument	77907
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	AFFILIATED TITLE/CTRL FL LIMITED, AFFILIATED TITLE/CTRL FL LTD

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1930 NW 60TH AVE OCALA FL 344828243, OCALA, FL 34482-8243

Tax Assessment & Valuation

The 2025 property tax bill for 4020 SE 23rd St was $4,298 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,298.00 Homeowner's exemption	$270,812 Land $55,000 Building $215,812	$434,432 Land $55,000 Building $379,432
2023	$4,127.00 (+7.14%) Homeowner's exemption	$255,515 (+3%) Land $50,000 Building $205,515	$428,737 (+20.18%) Land $50,000 Building $378,737
2022	$3,852.00 Homeowner's exemption	$248,073	$356,740 Land $42,500 Building $314,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4020 SE 23rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 SE 23rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Verizon, Wire 3.

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