4020 Schaag Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 4020 Schaag Rd, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$832 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-2N-31-2301-000-010`

Property Details

APN / Parcel Number

Primary APN	`22-2N-31-2301-000-010`
Alternative APN	`120397010`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	345 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	120397010
Street Address	4020 SCHAAG RD
City	CANTONMENT
State	FL
Zip	32533-9243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BEG AT NW COR OF SEC S 1 DEG 9 MIN 29 SEC W ALG W LI OF SEC 1812 64/100 FT S 88 DEG 50 MIN 35 SEC E 25 FT TO E R/W LI OF SHAGG RD FOR POB CONT S 88 DEG 50 MIN 35 SEC E 145 20/100 FT S 1 DEG 9 MIN 25 SEC W 300 FT N 88 DEG 50 MIN 35 SEC W 145 20/100 FT
Legal Range	31W
Legal Township	02N
Legal Section	22
Legal Subdivision	SUBDIVISION NUMBER: 2301
Legal Block	10
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	4
Census Block	4004
Census Tract	3614

Owner

4020 Schaag Rd is owned and occupied by two individuals who acquired it in April 2012.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4020 SCHAAG RD, CANTONMENT, FL 32533-9243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2012
Deed Sale	Apr 20, 2012
Prior Sale	Dec 21, 2010 · Amount on File
Deed Document Number	201230630
Deed Book / Page	6846 / 1653
Prior Transfer Date	Nov 8, 2000
Prior Transfer Doc	4627000729
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4020 SCHAAG RD, CANTONMENT, FL 32533-9243
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SCHAAG RD, CANTONMENT, FL 32533-9243

Mortgage

Document Number	0093751081
Date	Sep 10, 2025
Book Page	9375/1081
Instrument	2025069009

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4020 SCHAAG RD, CANTONMENT, FL 32533-9243
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 SCHAAG RD, CANTONMENT, FL 32533-9243

Mortgage

Document Number	0090551487
Date	Oct 17, 2023
Book Page	9055/1487
Instrument	2023083748

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,042	$203,463 Land $25,650 Building $177,813
2024	$832.00 (+1.84%)
2023	$817.00 (+3.42%) Homeowner's exemption	$92,504 (+3%)	$180,400 (+9.97%) Land $9,500 Building $170,900
2022	$790.00 Homeowner's exemption	$89,810	$164,043 Land $9,500 Building $154,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 Schaag Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	12 (1989–2020)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 Schaag Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINO UTILITIES, INC. private · serves 8,845 people · EPA ID FL1170475
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Nearby Properties on Schaag Rd

Nearby Streets

All Cantonment, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures