4020 S State Rd 446, Bloomington, IN 47401 Property Records

Monroe County property record for 4020 S State Rd 446, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,520 sqft · built 1975
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$110,100 (Aug 2021)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-05810-00`

Property Details

APN / Parcel Number

Primary APN	`010-05810-00`
Alternative APN	`53-07-20-100-021.000-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	2,520 sqft
Attic	Attic
Attic Area	2,520 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Terrain	High
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	530 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	010-05810-00
Street Address	4020 S STATE ROAD 446
City	BLOOMINGTON
State	IN
Zip	47401-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	PT W1/2 NE 20-8-1E 4.00A
Jurisdiction	MONROE IN
Township / Civil Division	SALT CREEK
Census Block Group	3
Census Block	3011
Census Tract	1403

Owner

4020 S State Rd 446 is owned and occupied by an individual who bought it in August 2021.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Transfer on Death Deed, Transfer
Dec 14, 2022	Transfer on Death Deed, Transfer
Oct 24, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Jan 12, 2010 · Amount on File
Deed Document Number	202116279
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	2021016279
Record Updated	Sep 20, 2026

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	May 26, 2023
Property Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114
Document Number	2023005660
Instrument Date	May 26, 2023
Instrument	2023005660
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Dec 14, 2022
Property Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114
Document Number	2022017475
Instrument Date	Dec 14, 2022
Instrument	2022017475
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Oct 24, 2022
Property Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114
Document Number	2022015631
Instrument Date	Oct 15, 2022
Instrument	2022015631
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Aug 23, 2021
Property Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114
Document Number	2021016279
Instrument Date	Aug 13, 2021
Instrument	2021016279
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4020 S STATE ROAD 446, BLOOMINGTON, IN 47401-9114

Mortgage

Document Number	2021016280
Date	Aug 23, 2021
Instrument	2021016280

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4020 S State Rd 446 was $2,033, down 4.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Salt Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00 (-4.78%)	$309,400 Land $74,900 Building $234,500	$309,400 Land $74,900 Building $234,500
2024	$2,135.00
2023		$255,200 (+8.73%) Land $55,300 Building $199,900	$255,200 (+8.73%) Land $55,300 Building $199,900
2022	$1,560.00	$234,700 Land $55,300 Building $179,400	$234,700 Land $55,300 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 S State Rd 446 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 S State Rd 446 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

May also be available: T-Mobile, Xfinity.

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