4020 S Pass Rd, Everson, WA 98247 Property Records

Whatcom County property record for 4020 S Pass Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,030 sqft · built 2006
Lot Size	2.21 acres (96,268 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Jul 2025)
Tax Bill	$8,976 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`593788`

Property Details

APN / Parcel Number

Primary APN	`593788`
Alternative APNs	`400427 435081 0000` `138521` `618194`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,030 sqft Living Area
1st Floor Area	1,882 sqft
2nd Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	96,268 sqft (2.21 acres)
Garage Type	Built-in
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	472 sqft
Patio Area	842 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	618194
Street Address	4020 S PASS RD
City	EVERSON
State	WA
Zip	98247-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 3 GLEN ECHO HEIGHTS SHORT PLAT AS REC BOOK 26 SHORT PLATS PG 40
Legal Range	04
Legal Township	40
Legal Section	27
Legal Subdivision	GLEN ECHO HEIGHTS SHORT PLAT
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2044
Census Tract	10201

Owner

Source: Whatcom County records · APN 593788

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4020 S PASS RD, EVERSON, WA 98247-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 05, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2025 · Amount on Record
Deed Sale	Jul 01, 2025 · Amount on Record
Prior Sale	Aug 05, 2022 · Amount on Record
Deed Document Number	2025-0700062
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4020 S PASS RD, EVERSON, WA 98247-9201
Transaction Type	Mortgage
Record Updated	Nov 01, 2023
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801303
Date	Aug 10, 2021
Instrument	2021-0801303

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 05, 2022
Property Address	4020 S PASS RD, EVERSON, WA 98247-9201
Document Number	0000800492
Instrument Date	Aug 02, 2022
Instrument	2022-0800492
Transaction Type	Transfer
Record Updated	Nov 01, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,884.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 S PASS RD, EVERSON, WA 98247-9201

Mortgage

Document Number	0000800493
Date	Aug 05, 2022
Instrument	2022-0800493

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4020 S PASS RD, EVERSON, WA 98247-9201
Document Number	2190400944
Instrument Date	Apr 04, 2019
Transaction Type	Mortgage
Record Updated	May 06, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4020 S PASS RD EVERSON WA 982479201, EVERSON, WA 98247-9201

Mortgage

Document Number	2190400944
Date	Apr 09, 2019
Instrument	400944

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 08, 2029

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4020 S PASS RD, EVERSON, WA 98247-9201
Document Number	2171202918
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4020 S PASS RD EVERSON WA 982479201, EVERSON, WA 98247-9201

Mortgage

Document Number	2171202918
Date	Dec 27, 2017
Instrument	1202918

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 26, 2022

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,976.00 (+11.24%)	$969,827 (-0.49%) Land $220,402 Building $749,425	$969,827 (-0.49%) Land $220,402 Building $749,425
2022		$974,563 Land $269,211 Building $705,352	$974,563 Land $269,211 Building $705,352
2021	$8,069.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Declaration Networks Group Fiber	1,000 / 1,000

May also be available: Radiate Holdings.

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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