4020 S 15th St, Phoenix, AZ 85040 Property Records

Maricopa County property record for 4020 S 15th St, Phoenix, AZ 85040

Property Summary

Property Type	Duplex
Details	2 bd · 3 ba · 2,400 sqft · built 2007
Lot Size	0.24 acres (10,451 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Apr 2024)
Tax Bill	$840 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2021 Mortgage + 8 more
Flood Zone	Zone X (moderate risk)
APN	`113-27-019`

Property Details

APN / Parcel Number

Primary APN	`113-27-019`
Alternative APN	`113270192`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,451 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4020 S 15TH ST
City	PHOENIX
State	AZ
Zip	85040-1320
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	M-H
Legal Description	NORMAN ACRES MCR 29/36
Legal Subdivision	NORMAN ACRES
Legal Block	2
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	115300

Owner

4020 S 15th St, a duplex, is owned and occupied by an individual who bought it in April 2024.

Source: Maricopa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2023	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Aug 14, 2020	Warranty Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
Aug 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Feb 10, 2020	Quit Claim Deed, Transfer PRIME PLUS MTG
Feb 10, 2020	Warranty Deed, Transfer · Commercial Mortgage PRIME PLUS MORTGAGES LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKERS INS
Nov 21, 2017	Quit Claim Deed, Subdivision Related Transfer CITADEL SVCNG CORP
Apr 28, 2017	Warranty Deed, Transfer WFG NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Nov 6, 2023 · Amount on File
Deed Document Number	2024218037
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	0000116290
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 25, 2024
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000218037
Map Reference	MB 29 PG 36
Instrument Date	Mar 28, 2024
Instrument	20240218037
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL AGCY OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10975 W FILLMORE ST, AVONDALE, AZ 85323-5504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320

Mortgage

Document Number	0000218038
Date	Apr 25, 2024
Instrument	20240218038

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E ORCHID LN, GILBERT, AZ 85296-4188
Investor	Possibly a Property Investor

Mortgage

Document Number	0001024253
Date	Sep 22, 2021
Instrument	20211024253

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 6, 2023
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000575022
Map Reference	MB 29 PG 36
Instrument Date	Nov 3, 2023
Instrument	20230575022
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 E ORCHID LN, GILBERT, AZ 85296-4188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10975 W FILLMORE ST, AVONDALE, AZ 85323-5504

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 14, 2020
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000748807
Instrument Date	Aug 14, 2020
Instrument	748807
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	540 E ORCHID LN GILBERT AZ 852964188, GILBERT, AZ 85296-4188

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 14, 2020
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000748808
Map Reference	MB 29 PG 36
Instrument Date	Aug 13, 2020
Instrument	20200748808
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E ORCHID LN, GILBERT, AZ 85296-4188
Investor	Possibly a Property Investor

Mortgage

Document Number	0000748809
Date	Aug 14, 2020
Instrument	20200748809

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2020
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000112674
Instrument Date	Jan 30, 2020
Instrument	112674
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9721 S REIDAR RD LAVEEN AZ 853397732, LAVEEN, AZ 85339-7732

Mortgage

Document Number	112675
Date	Feb 10, 2020
Instrument	112675

Lender

Name	PRIME PLUS MTG
Type	Mortgage Company
Address	7137 E RANCHO VISTA DR # B05, SCOTTSDALE, AZ 85251-1779

Agreement

Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2020
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000112673
Map Reference	MB 29 PG 36
Instrument Date	Jan 24, 2020
Instrument	20200112673
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4020 S 15TH ST, 4020, PHOENIX, AZ 85040-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320

Mortgage

Document Number	0000112675
Date	Feb 10, 2020
Instrument	20200112675

Lender

Name	PRIME PLUS MORTGAGES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000765967
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 S 15TH ST PHOENIX AZ 850401320, PHOENIX, AZ 85040-1320

Mortgage

Document Number	0000765967
Date	Sep 27, 2019
Instrument	765967

Lender

Name	BANKERS INS
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2017
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000866401
Instrument Date	Oct 18, 2017
Instrument	866401
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2017
Title Company	DRIGGS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2204 E CINDY ST CHANDLER AZ 852255836, CHANDLER, AZ 85225-5836

Mortgage

Document Number	866402
Date	Nov 21, 2017
Instrument	866402

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.75%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 28, 2017
Property Address	4020 S 15TH ST, PHOENIX, AZ 85040-1320
Document Number	0000307485
Instrument Date	Apr 27, 2017
Instrument	307485
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2204 E CINDY ST CHANDLER AZ 852255836, CHANDLER, AZ 85225-5836

Tax Assessment & Valuation

The 2025 property tax bill for 4020 S 15th St was $840.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,620 (+718.15%)	$456,200 (+5.36%) Land $91,200 Building $365,000
2025	$840.00	$5,576 (-87.14%)	$433,000 (-0.16%) Land $86,600 Building $346,400
2024		$43,370 (+28.69%)	$433,700 (+28.69%) Land $86,700 Building $347,000
2023	$795.00 (+2.05%)	$33,700 Land $6,740 Building $26,960	$337,000 Land $67,400 Building $269,600
2022	$779.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4020 S 15th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 S 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.9% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on S 15th St

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