4020 River Ridge Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4020 River Ridge Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,887 sqft · built 2002
Lot Size	0.725 acres (31,577 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (May 2016)
Tax Bill	$19,845 (2025)
Deeds & Mortgages	Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-16-229-008`

Property Details

APN / Parcel Number

Primary APN	`09-16-229-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,887 sqft Living Area
Basement Area	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,577 sqft (0.725 acres)
Garage Type	Attached
Garage Area	857 sqft
Parking Spaces	3 Parking Spaces
Pool Area	576 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4020 RIVER RIDGE DR
City	SAINT CHARLES
State	IL
Zip	60175-5668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERS EDGE - PHASE I LOT 40
Legal Subdivision	RIVERS EDGE
Legal Phase	1
Legal Block	2
Legal Lot Number	40
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2016
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4020 RIVER RIDGE DR, SAINT CHARLES, IL 60175-5668
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2016 · Amount on Record
Deed Sale	May 16, 2016 · Amount on Record
Prior Sale	Jan 23, 2003 · Amount on Record
Deed Document Number	201623575
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000004556
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 24, 2022
Property Address	4020 RIVER RIDGE DR, ST CHARLES, IL 60175-5668
Document Number	0000004556
Map Reference	DOC 2001K-035260
Instrument Date	Dec 29, 2021
Instrument	2022K004556
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 RIVER RIDGE DR, SAINT CHARLES, IL 60175-5668

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,845.00 (+3.04%) Homeowner's exemption Senior Citizen's exemption	$298,960 (+8.53%) Land $72,749 Building $226,211	$897,239 (+8.53%) Land $218,334 Building $678,905
2024	$19,260.00 (+10.23%)	$275,463 (+21.14%) Land $67,031 Building $208,432	$826,720 (+21.18%) Land $201,173 Building $625,546
2022	$17,472.00 (+4.12%) Homeowner's exemption	$227,401 (+4.91%) Land $72,308 Building $155,093	$682,203 (+4.91%) Land $216,924 Building $465,279
2021	$16,781.00 Homeowner's exemption	$216,758 Land $68,924 Building $147,834	$650,274 Land $206,772 Building $443,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20