4020 Ritchie Rd, Santa Ysabel, CA 92070 Property Records

San Diego County property record for 4020 Ritchie Rd, Santa Ysabel, CA 92070

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 1 ba · 1,972 sqft · built 1964
Lot Size1.71 acres (74,923 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Jul 2015)
Tax Bill$5,586 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN248-160-11-00

Property Details

APN / Parcel Number

Primary APN248-160-11-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units2 Units
Building Area1,972 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleMulti-Family
Lot Area74,923 sqft

Location & Zoning

Street Address4020 RITCHIE RD
CitySANTA YSABEL
StateCA
Zip92070-9704
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeA70
Legal DescriptionSEC 35-12-3E POR
Legal Range03E
Legal Township12
Legal Section35
Legal Block4
JurisdictionSAN DIEGO CA
Township / Civil DivisionPALOMAR-JULIAN
Census Block Group4
Census Block4004
Census Tract20904

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4020 RITCHIE RD, SANTA YSABEL, CA 92070-9704
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Correction Deed · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 12, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2015 · Amount on Record
Deed SaleJul 30, 2015 · Amount on Record
Prior SaleFeb 12, 2002 · Amount on Record
Deed Document Number2015401068
Last Transfer DateFeb 22, 2021
Transfer Doc0000160316
Record UpdatedOct 29, 2026

March 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN DIEGO CA
Recording DateMar 2, 2021
Property Address4020 RITCHIE RD, SANTA YSABEL, CA 92070-9704
Document Number0000160316
Instrument DateFeb 22, 2021
Instrument2021-0160316
Record UpdatedMay 30, 2023
Title CompanyLAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4020 RITCHIE RD, SANTA YSABEL, CA 92070-9704
InvestorPossibly a Property Investor

Mortgage

Document Number0000160317
DateMar 2, 2021
Instrument2021-0160317
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4020 RITCHIE RD, SANTA YSABEL, CA 92070-9704
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130329
DateMar 12, 2020
Instrument2020-0130329
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictJulian Union High School District (09 - 12)
Elementary School DistrictSpencer Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$525,243 (+2%) Land $211,305 Building $313,938
2025$5,586.00 (+3.91%) Homeowner's exemption$514,945 (+4.04%) Land $207,162 Building $307,783
2023$5,376.00 (+1.57%) Homeowner's exemption$494,951 Land $199,118 Building $295,833
2022$5,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.9% of the US · above 88% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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