4020 Reading Dr, Plano, TX 75093 Property Records

Collin County property record for 4020 Reading Dr, Plano, TX 75093

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,845 sqft · built 1998
Owner	2 Owner Names on File
Tax Bill	$9,899 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3322-00H-0200-1`

Property Details

APN / Parcel Number

Primary APN	`R-3322-00H-0200-1`
Alternative APN	`2033512`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,845 sqft Living Area
Gross Area	3,558 sqft
2nd Floor Area	754 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Porch	Covered Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2033512
Street Address	4020 READING DR
City	PLANO
State	TX
Zip	75093-7839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WINDHAVEN SECTION FOUR (CPL), BLK H, LOT 20
Legal Subdivision	WINDHAVEN SECTION FOUR (CPL)
Legal Block	H
Legal Lot Number	20
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3019
Census Tract	31646

Owner

Source: Collin County records · APN R-3322-00H-0200-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4020 READING DR, PLANO, TX 75093-7839
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2013
Deed Sale	May 30, 2013
Prior Sale	Aug 02, 2005
Deed Document Number	20141028001173310
Last Transfer Date	Jun 04, 2013
Transfer Doc	0000763330
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4020 READING DR, PLANO, TX 75093-7839
Document Number	0002218120
Instrument Date	Dec 03, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	HUDSON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4020 READING DR PLANO TX 750937839, PLANO, TX 75093-7839

Mortgage

Document Number	0002218120
Date	Dec 09, 2020
Instrument	2218120

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2050

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$836,728 (+17.2%) Land $240,000 Building $596,728	$836,728 (+17.2%) Land $240,000 Building $596,728
2024	$9,899.00 (+0.16%)
2023		$713,919 Land $210,000 Building $503,919	$713,919 Land $210,000 Building $503,919
2022	$9,883.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 448 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PLANO serves 292,059 people
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.