Highlands County property record for 4020 Ramiro St, Sebring, FL 33872 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 10,134 sqft (0.232 acres) |
| Garage | Finished, 528 sqft |
| Last Sale | $120,000 (2019) |
| Tax Bill | $2,157.00 (2024) |
| Primary APN | C-04-34-28-020-0220-0310 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,536 sqft Living Area |
| 1st Floor | 1,157 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,134 sqft (0.232 acres) |
| Depth X Width | 125 ft x 81 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 578 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 528 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 165 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4020 RAMIRO ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 2 PB 9-PG 48 LOT 31 BLK 22 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 22 |
| Legal Lot Number | 31 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | AVON PARK |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 960504 |
Source: Highlands County records · APN C-04-34-28-020-0220-0310
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7600 AYERS LN, OOLTEWAH, TN 37363-6672 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2019 · Amount on Record |
| Deed Sale | Nov 01, 2019 · Amount on Record |
| Prior Sale | Sep 12, 2012 |
| Deed Doc Number | 1962381 |
| Deed Book / Page | 2721 / 0355 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4020 RAMIRO ST, SEBRING, FL 33872-2205 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002006667 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 2784/315 |
| Instrument | 2006667 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 01, 2019 |
| Property Address | 4020 RAMIRO ST, SEBRING, FL 33872-2205 |
| Document Number | 0001962381 |
| Book / Page | 002721 / 000355 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 1962381 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7600 AYERS LN OOLTEWAH TN 373636672, OOLTEWAH, TN 37363-6672 |
| Document Number | 1962382 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 002721/000357 |
| Instrument | 1962382 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148,773 (+10.6%) Land $18,500 Building $130,273 | $148,773 (+10.6%) Land $18,500 Building $130,273 | |
| 2024 | $2,157.00 (+9.88%) | ||
| 2023 | $1,963.00 (+9.42%) | $134,511 (+18.54%) Land $11,500 Building $123,011 | $134,511 (+18.54%) Land $11,500 Building $123,011 |
| 2022 | $1,794.00 | $113,472 Land $5,500 Building $107,972 | $113,472 Land $5,500 Building $107,972 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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