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4020 Perch Point Dr, Mobile, AL 36605 Property Records

Mobile County property record for 4020 Perch Point Dr, Mobile, AL 36605

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,602 sqft · built 1986
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Mar 2024)
Tax Bill$1,333 (2022)
Deeds & MortgagesMar 2024 Sale
Aug 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR02321140000304303

Property Details

APN / Parcel Number

Primary APNR02321140000304303
Alternative APNs
  • 32 11 40 0 003 043.03X
  • 01043187
  • 1043187

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,602 sqft Living Area
1st Floor Area1,048 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area39,204 sqft (0.9 acres)
PorchSlab
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1043187
Street Address4020 PERCH POINT DR
CityMOBILE
StateAL
Zip36605-4546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B WEST YACHT BASIN SUBDIVISION INSTRUMENT NUMBER 202058450
Legal Range05S
Legal Township05S
Legal Section40
Legal SubdivisionWEST YACHT BASIN SUBDIVISION
Legal Lot NumberB
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2004
Census Tract1901

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4020 PERCH POINT DR, MOBILE, AL 36605-4546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Warranty Deed, Transfer
Aug 19, 2020Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2024 · Amount on Record
Deed SaleMar 6, 2024 · Amount on Record
Prior SaleAug 19, 2020 · Amount on Record
Deed Document Number202412566
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 6, 2024
Property Address4020 PERCH POINT DR, MOBILE, AL 36605-4546
Document Number0000012566
Map ReferenceINST 2023058450
Instrument DateOct 12, 2023
Instrument2024012566
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2451 STAPLES RD, MOBILE, AL 36605-4532

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 PERCH POINT DR, MOBILE, AL 36605-4546

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateAug 19, 2020
Property Address4020 PERCH POINT DR, MOBILE, AL 36605-4546
Document Number0000050227
Map ReferenceMB 109 PG 34
Instrument DateAug 17, 2020
Instrument2020050227
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4024 PERCH POINT DR, 4024, MOBILE, AL 36605-4546

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 PERCH POINT DR, MOBILE, AL 36605-4546

Mortgage

Document Number0000050228
DateAug 19, 2020
Instrument2020050228
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$20,080 (-2.33%) Land $3,000 Building $17,080$200,800 (-2.33%) Land $30,000 Building $170,800
2023Additional exemption filed$20,560 Land $1,960 Building $18,600$205,600 Land $19,600 Building $186,000
2022$1,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims185 (1979–2020)
Claims Outside the SFHA52 of 185
Most Recent ClaimOct 2020 · Hurricane Zeta
Claims by Event
  • Hurricane Katrina, Aug 2005 · 97 claims
  • Tropical Storm Isidore, Sep 2002 · 5 claims
  • Hurricane Georges, Sep 1998 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 98.5% of Alabama
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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