Osceola County property record for 4020 Pemberly Pines Cir, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,268 sqft · built 2005 |
| Lot Size | 0.038 acres (1,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Mar 2017) |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0731-0001-1170 |
| Primary APN | 04-26-30-0731-0001-1170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 1,541 sqft |
| 1st Floor Area | 65 sqft |
| Upper Floors Area | 1,203 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Exterior Material | Frame/Stucco |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,655 sqft (0.038 acres) |
| Garage Type | Attached |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 17 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4020 PEMBERLY PINES CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | PEMBERLY PINES PB 17 PGS 77-79 LOT 117 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PEMBERLY PINES |
| Legal Tract | 731 |
| Legal Block | 1170 |
| Legal Lot Number | 117 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 43203 |
Source: Osceola County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 KING ST, 3G, PORT CHESTER, NY 10573-4070 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2017 · Amount on Record |
| Deed Sale | Mar 20, 2017 · Amount on Record |
| Prior Sale | Oct 5, 2010 · Amount on Record |
| Deed Document Number | 201742234 |
| Deed Book / Page | 5118 / 2837 |
| Prior Transfer Date | Jun 7, 2010 |
| Prior Transfer Doc | 0040081121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 20, 2017 |
| Property Address | 4020 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1546 |
| Document Number | 0051182837 |
| Book / Page | 005118 / 002837 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 42234 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 KING ST #3G PORT CHESTER NY 105734070, 3G, PORT CHESTER, NY 10573-4070 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 (+13.15%) | $197,000 (+1.49%) Land $35,000 Building $162,000 | $197,000 (+1.49%) Land $35,000 Building $162,000 |
| 2023 | $2,965.00 (+13.47%) | $194,100 (+20.48%) Land $14,900 Building $179,200 | $194,100 (+20.48%) Land $14,900 Building $179,200 |
| 2022 | $2,613.00 | $161,100 Land $14,900 Building $146,200 | $161,100 Land $14,900 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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