4020 Oak Valley Dr, Cedar Rapids, IA 52411 Property Records

Linn County property record for 4020 Oak Valley Dr, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,792 sqft · built 1978
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$508,000 (Jun 2024)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13012-77005-00000`

Property Details

APN / Parcel Number

Primary APN	`13012-77005-00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,792 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	67,518 sqft
Lot Dimensions	337 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4020 OAK VALLEY DR
City	CEDAR RAPIDS
State	IA
Zip	52411-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USR
Legal Description	OAK VALLEY LOT 19
Legal Range	8W
Legal Township	83N
Legal Section	01
Legal Subdivision	OAK VALLEY
Legal Lot Number	19
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUEDY & STITES ADVERTISING COMPANY
Oct 3, 2023	Intrafamily Transfer, Transfer
May 17, 2019	Deed of Trust, Mortgage HIAWATHA BK&TR
Dec 12, 2017	Trustee's Deed, Construction Loan · Line of Credit HIAWATHA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Book / Page	11523 / 488
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	1152209605
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 24, 2024
Property Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824
Document Number	1152300488
Book / Page	11523 / 488
Instrument Date	Jun 21, 2024
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824

Mortgage

Document Number	0011523489
Date	Jun 24, 2024
Instrument	11523/489

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1107400150
Date	Jul 8, 2021
Book Page	11074/150

Lender

Name	RUEDY & STITES ADVERTISING COMPANY
Type	Mortgage Company
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINN IA
Recording Date	Oct 3, 2023
Property Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824
Document Number	1152209605
Book / Page	11522 / 9605
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824
Document Number	0103560594
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 FERNWOOD DR NE CEDAR RAPIDS IA 524021230, CEDAR RAPIDS, IA 52402-1230

Mortgage

Document Number	0103560594
Date	May 24, 2019
Book Page	010356/000594

Lender

Name	HIAWATHA BK&TR
Type	Bank
Address	HIAWATHA, IA 52233

Agreement

Amount	Amount Recorded

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINN IA
Recording Date	Dec 12, 2017
Property Address	4020 OAK VALLEY DR, CEDAR RAPIDS, IA 52411-7824
Document Number	0099970236
Book / Page	009997 / 000236
Instrument Date	Dec 7, 2017
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	718 FERNWOOD DR NE CEDAR RAPIDS IA 524021230, CEDAR RAPIDS, IA 52402-1230

Mortgage

Document Number	99970236
Date	Dec 12, 2017
Book Page	009997/000236

Lender

Name	HIAWATHA BK&TR
Type	Bank
Address	HIAWATHA, IA 52233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,100 (-) Land $89,600 Building $419,500	$509,100 (-) Land $89,600 Building $419,500
2025	$5,188.00 (-5.57%)	$509,100 (+7.59%) Land $89,600 Building $419,500	$509,100 (+7.59%) Land $89,600 Building $419,500
2024	$5,494.00 (-0.87%)
2023		$473,200 Land $89,600 Building $383,600	$473,200 Land $89,600 Building $383,600
2022	$5,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK VALLEY private · serves 100 people · EPA ID IA5784311
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	CEDAR RAPIDS WATER DEPARTMENT
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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