4020 N 25th St, Waco, TX 76708 Property Records

McLennan County property record for 4020 N 25th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 2001
Lot Size	0.323 acres (14,070 sqft)
Owner	2 Individual Names on File
Last Sale	$316,074 (May 2025)
Tax Bill	$5,384 (2025)
Deeds & Mortgages	May 2025 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-021300-002301-4`

Property Details

APN / Parcel Number

Primary APN	`48-021300-002301-4`
Alternative APNs	`4802130000230140111` `175676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,337 sqft
1st Floor Area	1,785 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,070 sqft (0.323 acres)
Lot Dimensions	193 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	405 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4020 N 25TH ST
City	WACO
State	TX
Zip	76708-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GUYTON B F TR LOT L10 BLOCK A ACRES 0.323
Legal Subdivision	GUYTON B F TR
Legal Tract	BLOCK
Legal Block	A
Legal Lot Number	L10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3006
Census Tract	3000

Owner

4020 N 25th St is owned and occupied by two individuals who bought it in May 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4020 N 25TH ST, WACO, TX 76708-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Jan 8, 2008 · Amount on File
Deed Document Number	202514813
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	0000016869
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 16, 2025
Property Address	4020 N 25TH ST, WACO, TX 76708-1513
Document Number	0000014813
Map Reference	DOC 2001038416
Instrument Date	May 16, 2025
Instrument	2025014813
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 N 25TH ST # 201, 201, WACO, TX 76708-1513

Mortgage

Document Number	0000014814
Date	May 16, 2025
Instrument	2025014814

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4020 N 25TH ST, WACO, TX 76708-1513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012206
Date	Apr 20, 2017
Instrument	2017012206

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4020 N 25th St was $5,384, up 168.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-14.05%) Land $37,707 Building $217,293	$255,000 (-14.05%) Land $37,707 Building $217,293
2025	$5,384.00 (+168.26%) Homeowner's exemption	$296,690 Land $35,200 Building $261,490	$296,690 Land $35,200 Building $261,490
2024	$2,007.00
2023		$305,550 Land $35,200 Building $270,350	$305,550 Land $35,200 Building $270,350
2022	$1,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 N 25th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 N 25th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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