4020 Munson Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4020 Munson Dr, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 2019
Lot Size0.189 acres (8,233 sqft)
Owner2 Trust Names on File
Last Sale$209,000 (Oct 2019)
Tax Bill$2,622 (2024)
Deeds & MortgagesApr 2026 Sale
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN108-185-65

Property Details

APN / Parcel Number

Primary APN108-185-65

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)
Garage TypeAttached
Garage Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4020 MUNSON DR
CityCHARLOTTE
StateNC
Zip28215-4568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL276 M64-890 TO 892
Legal SubdivisionTHE RESERVE AT CANYON HILLS
Legal Block5
Legal Lot Number276
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5617

Owner

4020 Munson Dr is held in a trust since October 2019.

Source: Mecklenburg County records, as of April 28, 2026

Owner of Record2 Trust Names on File
Mailing Address9705 PAPER TREE RD, CHARLOTTE, NC 28227-3695
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 16, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2019 · Amount on File
Deed SaleOct 16, 2019 · Amount on File
Deed Document Number2019139370
Deed Book / Page33949 / 372
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 16, 2026
Property Address4020 MUNSON DR, CHARLOTTE, NC 28215-4568
Document Number0000038772
Book / Page40348 / 477
Instrument DateApr 15, 2026
Instrument202638772
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9705 PAPER TREE RD, CHARLOTTE, NC 28227-3695

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4020 MUNSON DR, CHARLOTTE, NC 28215-4568
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083945
DateApr 28, 2021
Book Page35996/459
Instrument2021083945
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 16, 2019
Property Address4020 MUNSON DR, CHARLOTTE, NC 28215-4568
Document Number0000139370
Book / Page033949 / 000372
Instrument DateOct 15, 2019
Instrument139370
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 MUNSON DR CHARLOTTE NC 28215, CHARLOTTE, NC 28215

Mortgage

Document Number139371
DateOct 16, 2019
Book Page033949/000375
Instrument139371
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 15, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$326,100 Land $70,000 Building $256,100$326,100 Land $70,000 Building $256,100
2024$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 Munson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 Munson Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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