4020 Lawrence Daniel Dr, Matthews, NC 28104 Property Records

Union County property record for 4020 Lawrence Daniel Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,289 sqft · built 2004
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2018)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-099-200`

Property Details

APN / Parcel Number

Primary APN	`07-099-200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4020 LAWRENCE DANIEL DR
City	MATTHEWS
State	NC
Zip	28104-4954
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 STALL
Legal Description	#5 WOODBRIDGE OPCH858
Legal Subdivision	WOODBRIDGE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1010
Census Tract	20319

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4020 LAWRENCE DANIEL DR, MATTHEWS, NC 28104-4954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	201814580
Deed Book / Page	7165 / 566
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4020 LAWRENCE DANIEL DR, MATTHEWS, NC 28104-4954
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007767306
Date	Aug 10, 2020
Book Page	7767/306
Instrument	30471

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 30, 2018
Property Address	4020 LAWRENCE DANIEL DR, MATTHEWS, NC 28104-4954
Document Number	7165566
Book / Page	007165 / 000566
Instrument Date	May 30, 2018
Instrument	14580
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4020 LAWRENCE DANIEL DR MATTHEWS NC 281044954, MATTHEWS, NC 28104-4954

Mortgage

Document Number	7165568
Date	May 30, 2018
Book Page	007165/000568
Instrument	14581

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,600 (-) Land $86,600 Building $342,000	$428,600 (-) Land $86,600 Building $342,000
2025	$2,936.00 (+22.28%)	$428,600 (+50.86%) Land $86,600 Building $342,000	$428,600 (+50.86%) Land $86,600 Building $342,000
2023	$2,401.00	$284,100 Land $55,000 Building $229,100	$284,100 Land $55,000 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber.

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