4020 Lancaster Hwy, Monroe, NC 28112 Property Records

Union County property record for 4020 Lancaster Hwy, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,144 sqft · built 1963
Lot Size1.27 acres (55,321 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Sep 2024)
Tax Bill$1,182 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN04-249-022

Property Details

APN / Parcel Number

Primary APN04-249-022

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area55,321 sqft (1.27 acres)
Garage TypeCarport
Garage Area260 sqft
CarportCarport
Carport Area260 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4020 LANCASTER HWY
CityMONROE
StateNC
Zip28112-8862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal Description#37 & #38 IDLEWILD ACRES 7995-332
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group2
Census Block2029
Census Tract21005

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4020 LANCASTER HWY, MONROE, NC 28112-8862
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Warranty Deed, Transfer · Conventional Mortgage
KS STATEBANK
Feb 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2024 · Amount on Record
Deed SaleSep 9, 2024 · Amount on Record
Prior SaleApr 20, 2021 · Amount on Record
Deed Document Number202421428
Deed Book / Page8972 / 160
Prior Transfer DateMar 30, 2006
Prior Transfer Doc4114542
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 20, 2021
Property Address4020 LANCASTER HWY, MONROE, NC 28112-8862
Document Number0008071123
Book / Page8071 / 123
Instrument DateApr 20, 2021
Instrument18500
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$397.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 LANCASTER HWY, MONROE, NC 28112-8862

Mortgage

Document Number0000018501
DateApr 20, 2021
Instrument18501
Lender
NameKS STATEBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 19, 2021
Property Address4020 LANCASTER HWY, MONROE, NC 28112-8862
Document Number0007995332
Book / Page7995 / 332
Instrument DateFeb 18, 2021
Instrument7725
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Tax$324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4020 LANCASTER HWY, 4020, MONROE, NC 28112-8862

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 POST ST FL 11, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,182.00 (+29.61%)$245,500 (+70.72%) Land $43,900 Building $201,600$245,500 (+70.72%) Land $43,900 Building $201,600
2023$912.00$143,800 Land $26,500 Building $117,300$143,800 Land $26,500 Building $117,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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