4020 Indigo Dr, Pensacola, FL 32507 Property Records

Escambia County property record for 4020 Indigo Dr, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,958 sqft · built 2006
Lot Size	0.212 acres (9,248 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Apr 2026)
Tax Bill	$4,655 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-3S-31-1100-011-006`

Property Details

APN / Parcel Number

Primary APN	`24-3S-31-1100-011-006`
Alternative APN	`102228480`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,958 sqft Living Area
Gross Area	3,683 sqft
1st Floor Area	2,958 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,248 sqft (0.212 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Pool Area	240 sqft
Porch	Screened/Unfinished Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	102228480
Street Address	4020 INDIGO DR
City	PENSACOLA
State	FL
Zip	32507-8614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LT 11 BLK F LANDFALL PB 14 P 12 OR 8339 P 1378
Legal Range	31W
Legal Township	03S
Legal Section	24
Legal Subdivision	C R A HOUSING PROJECT BELMONT & 10TH AVE
Legal Block	F
Legal Lot Number	11
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2002
Census Tract	2606

Owner

4020 Indigo Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Escambia County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jul 28, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	202633324
Deed Book / Page	9484 / 1178
Prior Transfer Date	Oct 12, 2009
Prior Transfer Doc	0065230323
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614

Mortgage

Document Number	0090740829
Date	Nov 30, 2023
Book Page	9074/829
Instrument	2023094719

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PENSACOLA, FL 32503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 29, 2026
Property Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Document Number	0000033324
Book / Page	9484 / 1178
Instrument Date	Apr 24, 2026
Instrument	2026.33324
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033325,
Date	Apr 29, 2026
Instrument	2026..33325

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 29, 2026
Property Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Document Number	0094841178
Book / Page	9484 / 1178
Instrument Date	Apr 24, 2026
Instrument	202633324
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033325,
Date	Apr 29, 2026
Instrument	202633325

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 28, 2020
Property Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Document Number	0083391378
Book / Page	008339 / 001378
Instrument Date	Jul 23, 2020
Instrument	61392
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4020 INDIGO DR PENSACOLA FL 325078614, PENSACOLA, FL 32507-8614

Mortgage

Document Number	83391381
Date	Jul 28, 2020
Book Page	008339/001381
Instrument	61393

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4020 INDIGO DR, PENSACOLA, FL 32507-8614
Document Number	0081031032
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4020 INDIGO DR PENSACOLA FL 325078614, PENSACOLA, FL 32507-8614

Mortgage

Document Number	0081031032
Date	May 31, 2019
Book Page	008103/001032
Instrument	47275

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,385	$539,316 Land $70,000 Building $469,316
2024	$4,655.00 (+0.71%)
2023	$4,622.00 (+2.28%) Homeowner's exemption Veteran's exemption	$384,373 (+3%)	$492,761 (+11.4%) Land $50,000 Building $442,761
2022	$4,519.00 Homeowner's exemption Veteran's exemption	$373,178	$442,333 Land $50,000 Building $392,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 Indigo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	486 units insured incl. 292 condo units
Nearby Flood Claims	60 (2004–2020)
Claims Outside the SFHA	11 of 60
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 48 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 Indigo Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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