4020 Gresham St, San Diego, CA 92109 Property Records

San Diego County property record for 4020 Gresham St, San Diego, CA 92109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1956
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Oct 2009)
Tax Bill	$11,050 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`423-381-11-00`

Property Details

APN / Parcel Number

Primary APN	`423-381-11-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4020 GRESHAM ST
City	SAN DIEGO
State	CA
Zip	92109-5818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-5
Legal Description	LOT 91 PAR AS PER ROS 3647 IN TR 001864
Legal Subdivision	SOUTHERN TITLE GUARANTY COS SU
Legal Tract	001864
Legal Block	1
Legal Lot Number	91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	7701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4020 GRESHAM ST, SAN DIEGO, CA 92109-5818
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE FUNDING INC
Mar 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2009 · Amount on Record
Deed Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	2009574703
Prior Transfer Date	Aug 14, 1994
Prior Transfer Doc	0000531585
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4020 GRESHAM ST, SAN DIEGO, CA 92109-5818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 GRESHAM ST, SAN DIEGO, CA 92109-5818

Mortgage

Document Number	0000519434
Date	Sep 8, 2020
Instrument	2020-0519434

Lender

Name	RESIDENTIAL MORTGAGE FUNDING INC
Type	Mortgage Company
Address	ORANGE, CA 92867

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2020
Property Address	4020 GRESHAM ST, SAN DIEGO, CA 92109-5818
Document Number	0000146448
Instrument Date	Mar 20, 2020
Instrument	146448
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4020 GRESHAM ST SAN DIEGO CA 921095818, SAN DIEGO, CA 92109-5818

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$862,377 (+2%) Land $710,972 Building $151,405
2025	$11,050.00 (+11.58%) Homeowner's exemption	$845,469 (+4.04%) Land $697,032 Building $148,437
2023	$9,903.00 (+2.75%) Homeowner's exemption	$812,640 Land $669,966 Building $142,674
2022	$9,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 units insured incl. 6 condo units
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 952 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Gresham St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures