4020 Georgetown Sq, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4020 Georgetown Sq, Schenectady, NY 12303

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,326 sqft · built 1987
Lot Size0.141 acres (6,168 sqft)
OwnerIndividual Name on File
Last Sale$495,000 (Aug 2021)
Tax Bill$6,093 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 27.06-2-40

Property Details

APN / Parcel Number

Primary APN013089 27.06-2-40
Alternative APNs
  • 308902700600020400000000
  • 02700600020400000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,326 sqft Living Area
1st Floor Area640 sqft
2nd Floor Area686 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleOther
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area6,168 sqft (0.141 acres)
Lot Dimensions129 ft deep x 47.5 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02700600020400000000
Street Address4020 GEORGETOWN SQ
CitySCHENECTADY
StateNY
Zip12303-5328
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTH
Legal DescriptionLOT 4020 G.T.S.
Legal SubdivisionPINE BUSH MANOR SECTION 2
Legal Block2
Legal Lot Number40.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3000
Census Tract14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4020 GEORGETOWN SQ, SCHENECTADY, NY 12303-5328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on File
Deed SaleAug 10, 2021 · Amount on File
Prior SaleJul 14, 2014 · Amount on File
Deed Document Number202124012
Prior Transfer DateDec 17, 2019
Prior Transfer Doc0000028020
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4020 GEORGETOWN SQ, SCHENECTADY, NY 12303-5328
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 BROADWAY, LATHAM, NY 12110-3132

Mortgage

Document Number0000008894
DateSep 22, 2021
InstrumentR2021-28894
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,093.00 (-0.59%)
2025$6,129.00 (+12.67%)$209,000 (-) Land $42,000 Building $167,000$278,667 (+13.33%) Land $56,000 Building $222,667
2023$209,000 (-) Land $42,000 Building $167,000$245,882 (+7.06%) Land $49,412 Building $196,470
2022$209,000 Land $42,000 Building $167,000$229,670 Land $46,154 Building $183,516
2021$5,440.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

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