Collin County property record for 4020 Elsa Dr, Celina, TX 75009 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.11 acres (48,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,857,809 (Dec 2025) |
| Tax Bill | $12,222 (2025) |
| Deeds & Mortgages | Dec 2025 Construction Loan Dec 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R-13289-00A-0020-1 |
| Primary APN | R-13289-00A-0020-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 48,395 sqft (1.11 acres) |
|---|
| Street Address | 4020 ELSA DR |
|---|---|
| City | CELINA |
| State | TX |
| Zip | 75009-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARPER ESTATES, BLK A, LOT 2 |
| Legal Subdivision | HARPER ESTATES (CCL) |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 30307 |
Source: Collin County records · APN R-13289-00A-0020-1
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4020 ELSA DR, CELINA, TX 75009-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA |
| Dec 22, 2025 | Vendor's Lien, Transfer · Construction Mortgage CADENCE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2025 · Amount on Record |
| Deed Document Number | 2025164796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 4020 ELSA DR, CELINA, TX 75009-4216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, ENVISION PARTNERS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3908 SHADEWELL ST, FRISCO, TX 75036-7352 |
| Document Number | 2025000164799 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025000164799 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 22, 2025 |
| Property Address | 4020 ELSA DR, CELINA, TX 75009-4216 |
| Document Number | 2025000164796 |
| Map Reference | MB 2024 PG 585 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025000164796 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | ENVISION PARTNERS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4020 ELSA DR, CELINA, TX 75009-4216 |
| Document Number | 2025000164799 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025000164799 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.3% |
Source: Collin County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Celina City |
| Unified School District | Celina Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,222.00 | $176,400 Land $176,400 | $176,400 Land $176,400 |
Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 21% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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