4020 E O'Brien Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 4020 E O'Brien Rd, Oak Creek, WI 53154

Property Summary

Property TypeSingle Family Home
Lot Size0.478 acres (20,822 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Jun 2023)
Tax Bill$5,589 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jun 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN918-9954-000

Property Details

APN / Parcel Number

Primary APN918-9954-000
Alternative APN
  • 109189954000

Exterior

Lot Area20,822 sqft (0.478 acres)

Location & Zoning

Street Address4020 E OBRIEN RD
CityOAK CREEK
StateWI
Zip53154-6024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionPART OF SE1/4 SEC 26 & SW1/4 SEC 25-5-22 COM IN W1/4 SEC LI 860 FT N OF THE SW COR OF SE1/4 SEC 26-5-22 TH N 88DEG5020 E 2400 FT N 81DEG5550 E 151.25 FT TO PL OF BEG. TH N 81DEG5550 E 110 FT N 15DEG2501 W 221.64 FT S 86DEG5235 W 98 FT TH S 12DEG0423
JurisdictionMILWAUKEE WI
Township / Civil DivisionOAK CREEK
Census Block Group1
Census Block1009
Census Tract160301

Owner

4020 E O'Brien Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4020 E OBRIEN RD, OAK CREEK, WI 53154-6024
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
EDUCATION CU
Jun 14, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
EDUCATORS CU
Apr 5, 2017Deed of Trust, Mortgage · Line of Credit
EDUCATORS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023 · Amount on File
Deed SaleJun 14, 2023 · Amount on File
Prior SaleNov 21, 2013 · Amount on File
Deed Document Number202311344240
Prior Transfer DateAug 26, 2004
Prior Transfer Doc0008876874
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address4020 E OBRIEN RD, OAK CREEK, WI 53154-6024
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011179676
DateOct 26, 2021
Instrument11179676
Lender
NameEDUCATION CU
TypeCredit Union
AddressJANESVILLE, WI 53545
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateJun 14, 2023
Property Address4020 E OBRIEN RD, OAK CREEK, WI 53154-6024
Document Number0011344240
Instrument DateMay 26, 2023
Instrument11344240
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E OBRIEN RD, OAK CREEK, WI 53154-6024

Mortgage

Document Number0011344241
DateJun 14, 2023
Instrument11344241
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address4020 E OBRIEN RD, OAK CREEK, WI 53154-6024
Document Number0010843371
Instrument DateJan 16, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4020 E OBRIEN RD OAK CREEK WI 531546024, OAK CREEK, WI 53154-6024

Mortgage

Document Number0010843371
DateJan 23, 2019
Instrument10843371
Lender
NameEDUCATORS CU
TypeCredit Union
AddressNT PLEASANT, WI 53177
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 22, 2039
Interest
Rate TypeAdjustable Rate
Rate3.75%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address4020 E OBRIEN RD, OAK CREEK, WI 53154-6024
Document Number0010663202
Instrument DateApr 5, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4020 E OBRIEN RD OAK CREEK WI 531546024, OAK CREEK, WI 53154-6024

Mortgage

Document Number0010663202
DateApr 7, 2017
Instrument10663202
Lender
NameEDUCATORS CU
TypeCredit Union
AddressRACINE, WI 53406
Agreement
TypeLine of Credit
AmountAmount on Record
Term420 Months
DueApr 6, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityOak Creek City
Unified School DistrictOak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$334,900 (+1.42%) Land $84,800 Building $250,100$347,900 (+2.78%)
2024$5,589.00$330,200 Land $78,700 Building $251,500$338,500
2022$3,013.00$158,200 Land $78,700 Building $79,500$167,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4020 E O'Brien Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 E O'Brien Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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