4020 E 300 N, Bluffton, IN 46714 Property Records

Wells County property record for 4020 E 300 N, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,906 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2014)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-23-200-012.004-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-23-200-012.004-010`
Alternative APNs	`00001577165` `0050381400` `0050381404`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	1,906 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	348 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001577165
Street Address	4020 E 300 N
City	BLUFFTON
State	IN
Zip	46714-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-27-12 2.00 N 217.8'''' OF W 400'''' W 60A NW
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2006
Census Tract	40400

Owner

4020 E 300 N is owned and occupied by an individual who bought it in May 2014.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4020 E 300 N, BLUFFTON, IN 46714-9211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2014 · Amount on File
Deed Sale	May 5, 2014 · Amount on File
Prior Sale	Mar 22, 1999 · Amount on File
Deed Book / Page	153 / 709
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4020 E 300 N, BLUFFTON, IN 46714-9211
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205883
Date	Dec 31, 2020
Instrument	20205883

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4020 E 300 N, BLUFFTON, IN 46714-9211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPRINGDALE TITLE LLC, SPRINGDALE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200114
Date	Jan 9, 2020
Instrument	20200114

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4020 E 300 N was $3,054 with a homeowner's exemption, up 11.1% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 (+11.09%) Homeowner's exemption	$424,700 Land $70,000 Building $354,700	$424,700 Land $70,000 Building $354,700
2024	$2,749.00
2023		$351,400 (+7.23%) Land $56,800 Building $294,600	$351,400 (+7.23%) Land $56,800 Building $294,600
2022	$2,158.00	$327,700 Land $39,000 Building $288,700	$327,700 Land $39,000 Building $288,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4020 E 300 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4020 E 300 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 300 N

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