4020 Dune Dr, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 4020 Dune Dr, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	3,576 sqft · built 2005
Lot Size	0.126 acres (5,502 sqft)
Owner	Company Name on Record
Last Sale	$2,195,000 (Oct 2018)
Tax Bill	$10,495 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-00040-04-00045`

Property Details

APN / Parcel Number

Primary APN	`01-00040-04-00045`
Alternative APN	`0100040000400045`

Interior

Stories	3 Stories
Building Area	3,576 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	4020 DUNE DR
City	AVALON
State	NJ
Zip	08202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Block	40.4
Legal Lot Number	45
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	3
Census Block	3039
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	230 IVYSTONE DR, DOWNINGTOWN, PA 19335-4571
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage CITIZENS BK NA
Oct 31, 2018	Grant Deed, Transfer · Line of Credit CITIZENS BK NA
Mar 2, 2017	Grant Deed, Transfer · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	201873193
Deed Book / Page	3821 / 611
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	4020 DUNE DR, AVALON, NJ 08202
Document Number	0060990052
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4020 DUNE DR AVALON NJ 08202, AVALON, NJ 08202

Mortgage

Document Number	0060990052
Date	Sep 10, 2019
Book Page	006099/000052
Instrument	105846

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 31, 2018
Property Address	4020 DUNE DR, AVALON, NJ 08202
Document Number	0038210611
Book / Page	003821 / 000611
Instrument Date	Oct 10, 2018
Instrument	73193
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 IVYSTONE DR DOWNINGTOWN PA 193354571, DOWNINGTOWN, PA 19335-4571

Mortgage

Document Number	60140488
Date	Oct 31, 2018
Book Page	006014/000488
Instrument	73196

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2043

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	60140466,
Date	Oct 31, 2018
Book Page	006014/000466
Instrument	73195

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Mar 2, 2017
Property Address	4020 DUNE DR, AVALON, NJ 08202
Document Number	0037180592
Book / Page	003718 / 000592
Instrument Date	Feb 10, 2017
Instrument	6041
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CLAYBURGH RD THORNTON PA 193731104, THORNTON, PA 19373-1104

Mortgage

Document Number	58450815
Date	Mar 2, 2017
Book Page	005845/000815
Instrument	6043

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	58450796,
Date	Mar 2, 2017
Book Page	005845/000796
Instrument	6042

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,709,400 (-) Land $975,000 Building $734,400	$1,709,400 (-) Land $975,000 Building $734,400
2025		$1,709,400 (-) Land $975,000 Building $734,400	$1,709,400 (-) Land $975,000 Building $734,400
2024	$10,495.00 (+8.1%)
2023		$1,709,400 Land $975,000 Building $734,400	$1,709,400 Land $975,000 Building $734,400
2022	$9,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 981 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,603 units insured incl. 622 condo units
Nearby Flood Claims	547 (1979–2024)
Claims Outside the SFHA	15 of 547
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 245 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 35 claims Coastal Storms & Flooding, Mar 1984 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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