Okaloosa County property record for 4020 Dancing Cloud Ct, Unit 381, Destin, FL 32541 · Last verified April 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,090 sqft · built 2003 |
| Lot Size | 17 acres (775,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,200 (Feb 2019) |
| Tax Bill | $2,030 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8950-1 |
| Primary APN | C56-000-598-8950-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 25 Units |
| Stories | 3 Stories |
| Building Area | 1,090 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 775,514 sqft (17 acres) |
| Street Address | 4020 DANCING CLOUD CT, 381 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-8579 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | INDIAN LAKE CONDO UNIT 381 BLDG 9 |
| Legal Subdivision | INDIAN LAKE CONDO |
| Legal Block | 9 |
| Legal Lot Number | 381 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-598-8950-1
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 INDIAN CREST DR, MADISON, AL 35758-7952 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Feb 12, 2019 | Quit Claim Deed, Transfer MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Prior Sale | Jan 25, 2006 · Amount on Record |
| Deed Document Number | 20193258346 |
| Deed Book / Page | 3384 / 4400 |
| Prior Transfer Date | Jan 26, 2019 |
| Prior Transfer Doc | 0033844400 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4020 DANCING CLOUD CT UNIT 381, 381, DESTIN, FL 32541-8579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034232470 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 3423/2470 |
| Instrument | 3310579 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | MADISON, AL 35758 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 12, 2019 |
| Property Address | 4020 DANCING CLOUD CT UNIT 381, 381, DESTIN, FL 32541-8579 |
| Document Number | 0033844400 |
| Book / Page | 003384 / 004400 |
| Instrument Date | Jan 26, 2019 |
| Instrument | 3258346 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $421.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2101 ARCH STREET PL MADISON AL 357585514, MADISON, AL 35758-5514 |
| Document Number | 33844403 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 003384/004403 |
| Instrument | 3258347 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2049 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,030.00 (+5.24%) | $215,000 (-2.27%) Building $215,000 | $215,000 (-2.27%) Building $215,000 |
| 2023 | $1,929.00 (+18.42%) | $220,000 (+26.44%) Building $220,000 | $220,000 (+26.44%) Building $220,000 |
| 2022 | $1,629.00 | $174,000 Building $174,000 | $174,000 Building $174,000 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 576 units insured 533 under condo master policies |
| Nearby Flood Claims | 106 (1978–2020) |
| Claims Outside the SFHA | 69 of 106 |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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