Escambia County property record for 4020 Coppertree Ln, Pensacola, FL 32504
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,634 sqft · built 1988 |
| Lot Size | 0.13 acres (5,641 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jan 2026) |
| Tax Bill | $1,595 (2024) |
| Deeds & Mortgages | Jan 2026 Sale Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1S-29-0500-002-006 |
| Primary APN | 16-1S-29-0500-002-006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 2,159 sqft |
| 1st Floor Area | 1,634 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,641 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12644126 |
|---|---|
| Street Address | 4020 COPPERTREE LN |
| City | PENSACOLA |
| State | FL |
| Zip | 32504-4913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ZL |
| Legal Description | LT 2 BLK F SILVERLEAF S/D PB 13 P 50 OR 6531 P 1769 OR 9374 P 1541 |
| Legal Range | 29W |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | SILVERLEAF S/D |
| Legal Block | F |
| Legal Lot Number | 2 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1101 |
Source: Escambia County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4020 COPPERTREE LN, PENSACOLA, FL 32504-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 21, 2026 | Personal Representative Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 21, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Jan 21, 2026 | Quit Claim Deed, Transfer FISHER TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2009 · Amount on Record |
| Deed Document Number | 20265260 |
| Deed Book / Page | 9435 / 1705 |
| Prior Transfer Date | Dec 19, 2025 |
| Prior Transfer Doc | 0094351710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 4020 COPPERTREE LN, PENSACOLA, FL 32504-4913 |
| Document Number | 0094351708 |
| Book / Page | 9435 / 1708 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026005261 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13575 STANSIL AVE, ODESSA, FL 33556-4651 |
| Name | Verified Name |
|---|---|
| Address | 300 CANOPY WALK LN APT 343, 343, PALM COAST, FL 32137-6542 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 4020 COPPERTREE LN, PENSACOLA, FL 32504-4913 |
| Document Number | 0094351705 |
| Book / Page | 9435 / 1705 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026005260 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13575 STANSIL AVE, ODESSA, FL 33556-4651 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4020 COPPERTREE LN, PENSACOLA, FL 32504-4913 |
| Document Number | 0094351712 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 9435/1712 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 4020 COPPERTREE LN, PENSACOLA, FL 32504-4913 |
| Document Number | 0094351710 |
| Book / Page | 9435 / 1710 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026005262 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | FISHER TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 CANOPY WALK LN # LN343, LN343, PALM COAST, FL 32137-6540 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4020 COPPERTREE LN, PENSACOLA, FL 32504-4913 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,701 (+5.99%) | $240,280 (+4.76%) Land $55,000 Building $185,280 | |
| 2024 | $1,595.00 (+4.66%) | ||
| 2023 | $1,524.00 (+3.32%) Homeowner's exemption | $128,036 (+3%) | $229,372 (+17.24%) Land $55,000 Building $174,372 |
| 2022 | $1,475.00 Homeowner's exemption | $124,307 | $195,640 Land $38,000 Building $157,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (2004–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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