4020 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4020 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Apartment House (2-4 Units)
Details	71,544 sqft · built 2008
Lot Size	2.29 acres (99,885 sqft)
Owner	Company Name on Record
Last Sale	$20,292,000 (Feb 2018)
Tax Bill	$85,036 (2026)
Deeds & Mortgages	Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47187-0483`

Property Details

APN / Parcel Number

Primary APN	`82-47187-0483`

Interior

Units	65 Units
Building Area	71,544 sqft Living Area
1st Floor Area	18,114 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Stone
Lot Area	99,885 sqft (2.29 acres)
Garage Area	11,830 sqft
Parking Spaces	38 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	4020 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-6351
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	R5
Legal Description	P/O LOT 2 BLK 1 COM SE COR- N89D W ALG S LN 427.21'-N45D E 342.55'-NW 137.80' TO N LN- S89D E ALG N LN 185.38' TO NE COR-SW
Legal Range	28W
Legal Township	124
Legal Section	36
Legal Subdivision	GRAND RIVER ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	11400

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9757 NUANITA DR NE # 300, 300, KIRKLAND, WA 98034
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	20181515528
Record Updated	Sep 20, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 28, 2018
Property Address	4020 CLEARWATER RD, SAINT CLOUD, MN 56301-6351
Document Number	00A1515528
Instrument Date	Feb 23, 2018
Instrument	A1515528
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9757 NUANITA DR NE #300, 300, KIRKLAND, WA 98034

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$85,036.00 (+10.76%)	$4,779,000 (+3%) Land $385,000 Building $4,394,000	$4,779,000 (+3%) Land $385,000 Building $4,394,000
2025		$4,640,000 (-5.15%) Land $385,000 Building $4,255,000	$4,640,000 (-5.15%) Land $385,000 Building $4,255,000
2023	$76,774.00	$4,892,000 Land $385,000 Building $4,507,000	$4,892,000 Land $385,000 Building $4,507,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Spectrum, Verizon.

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