Calvert County property record for 4020 Chaney Cove Ct, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,236 sqft · built 2006 |
| Lot Size | 3.93 acres (171,191 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,250 (Jun 2025) |
| Tax Bill | $11,878 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-025993 |
| Primary APN | 03-025993 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,236 sqft Total Area |
| Basement Area | 2,594 sqft |
| Finished Basement | 2,594 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 171,191 sqft (3.93 acres) |
| Garage Type | Attached |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 025993 |
|---|---|
| Street Address | 4020 CHANEY COVE CT |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 7 SEC 1-A FERRY LANDING WOODS |
| Legal Subdivision | FERRY LANDING WOODS |
| Legal Lot Number | 7 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4020 CHANEY COVE CT, DUNKIRK, MD 20754-9303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 31, 2019 | Deed of Trust, Mortgage · VA Mortgage C&F MORTGAGE CORP |
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage C&F MTG |
| Jan 10, 2019 | Deed, Transfer · VA Mortgage C&F MORTGAGE CORP |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Book / Page | 6736 / 272 |
| Prior Transfer Date | Oct 30, 2015 |
| Prior Transfer Doc | 0046710377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 4020 CHANEY COVE CT, DUNKIRK, MD 20754-9303 |
| Document Number | 6927000489 |
| Book / Page | 6927 / 489 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITOL CITY TITLE, CAPITOL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Investor | Possibly a Property Investor |
| Document Number | 6927000489, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 6927/489 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4020 CHANEY COVE CT, DUNKIRK, MD 20754-9303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053130102 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 5313/102 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4020 CHANEY COVE CT, DUNKIRK, MD 20754-9303 |
| Document Number | 0057830494 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4020 CHANEY COVE CT DUNKIRK MD 207549303, DUNKIRK, MD 20754-9303 |
| Document Number | 0057830494 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 005783/000494 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 10, 2019 |
| Property Address | 4020 CHANEY COVE CT, DUNKIRK, MD 20754-9303 |
| Document Number | 0053050496 |
| Book / Page | 5305 / 496 |
| Map Reference | MB 2 PL 216 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4020 CHANEY COVE CT, DUNKIRK, MD 20754-9303 |
| Document Number | 0005305505 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 5305/505 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4020 CHANEY COVE CT, DUNKIRK, MD 20754-9303 |
| Document Number | 0049940012 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4020 CHANEY COVE CT DUNKIRK MD 207549303, DUNKIRK, MD 20754-9303 |
| Document Number | 0049940012 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 004994/000012 |
| Instrument | 8392914 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,123,667 (+4.01%) | $1,210,400 (+12.04%) Land $194,600 Building $1,015,800 | |
| 2025 | $11,878.00 (+23.24%) | $1,080,300 (+16.46%) Land $194,600 Building $885,700 | $1,080,300 (-) Land $194,600 Building $885,700 |
| 2023 | $9,638.00 | $927,633 | $1,080,300 Land $194,600 Building $885,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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