4020 Benjamin St, Cincinnati, OH 45245 Property Records

Clermont County property record for 4020 Benjamin St, Cincinnati, OH 45245 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,802 sqft · built 1977
Lot Size	0.52 acres (22,815 sqft)
Owner	Individual Name on File
Last Sale	$1,194 (Feb 2022)
Tax Bill	$5,966 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-48-25.-031`

Property Details

APN / Parcel Number

Primary APN	`41-48-25.-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,802 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	230 sqft
Unfinished Basement	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	22,815 sqft (0.52 acres)
View / Lot	Cul-de-sac
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	362 sqft
Deck Area	Deck Area
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4020 BENJAMIN ST
City	CINCINNATI
State	OH
Zip	45245-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEENA ESTATES; LOT 31
Legal Subdivision	DEENA ESTATES
Legal Lot Number	31
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	41202

Owner

Source: Clermont County records · APN 41-48-25.-031

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4020 BENJAMIN ST, CINCINNATI, OH 45245-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 22, 2022	Warranty Deed, Transfer
Jun 15, 2017	Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	20225360
Deed Book / Page	2912 / 2304
Prior Transfer Date	Apr 24, 2009
Prior Transfer Doc	0000012738
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4020 BENJAMIN ST, CINCINNATI, OH 45245-2224
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4020 BENJAMIN ST, CINCINNATI, OH 45245-2224

Mortgage

Document Number	0000005828
Date	Apr 05, 2024
Book Page	2964/4467
Instrument	202400005828

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 01, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4020 BENJAMIN ST, CINCINNATI, OH 45245-2224
Transaction Type	Mortgage
Record Updated	May 05, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006748
Date	Apr 20, 2023
Book Page	2942/4281
Instrument	202300006748

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 22, 2022
Property Address	4020 BENJAMIN ST, CINCINNATI, OH 45245-2224
Document Number	0000005360
Book / Page	2912 / 2304
Map Reference	MB Q PG 8&9
Instrument Date	Feb 18, 2022
Instrument	202200005360
Transaction Type	Transfer
Record Updated	Mar 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4020 BENJAMIN ST, CINCINNATI, OH 45245-2224

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 15, 2017
Property Address	4020 BENJAMIN ST, CINCINNATI, OH 45245-2224
Document Number	0000013343
Book / Page	002711 / 000071
Instrument Date	Jun 08, 2017
Instrument	13343
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$784.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4020 BENJAMIN ST CINCINNATI OH 452452224, CINCINNATI, OH 45245-2224

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,966.00 (-48.21%)	$115,820 (-) Land $15,820 Building $100,000
2024			$330,900 (-) Land $45,200 Building $285,700
2023	$11,519.00 (+143.43%)	$115,820 (+45.83%) Land $15,820 Building $100,000	$330,900 (+45.84%) Land $45,200 Building $285,700
2022	$4,732.00	$79,420 Land $10,850 Building $68,570
2020			$226,900 Land $31,000 Building $195,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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