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4020 Beachside One Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4020 Beachside One Dr, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property TypeCondominium
Lot Size0.01 acres (478 sqft)
OwnerCompany Name on File
Last Sale$1,100,000 (Sep 2025)
Tax Bill$8,098 (2024)
Deeds & MortgagesMar 2022 Sale
Feb 2017 Loan Modification
Flood ZoneZone X (moderate risk)
APN34-2S-21-42400-000-4020

Property Details

APN / Parcel Number

Primary APN34-2S-21-42400-000-4020
Alternative APN
  • 1076926

Exterior

Lot Area478 sqft (0.01 acres)

Location & Zoning

Account Number1076926
Street Address4020 BEACHSIDE ONE DR
CityMIRAMAR BEACH
StateFL
Zip32550-4274
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 4020 BEACHSIDE I CONDO AND INT IN COMMON ELEMENT AND LIMITED COMMON ELEMENTS RECD IN OR 235-662 OR 893-96 OR 1143-45 OR
Legal Range21W
Legal Township02S
Legal Section34
Legal SubdivisionBEACHSIDE CONDO I
Legal Lot Number4020
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records · APN 34-2S-21-42400-000-4020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address201 ANDOVER BLVD, KNOXVILLE, TN 37934
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Warranty Deed, Transfer
AQUA TITLE
Feb 13, 2017Loan Modification, Mortgage · Conventional Mortgage
SPIRIT OF TX BK SSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2025 · Amount on Record
Deed SaleSep 05, 2025 · Amount on Record
Prior SaleMar 18, 2022 · Amount on Record
Deed Document Number20250031867
Deed Book / Page3369 / 4733
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 18, 2022
Property Address4020 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4274
Document Number0032434580
Book / Page3243 / 4580
Map ReferenceMB 235 PG 662
Instrument DateMar 18, 2022
Instrument20220013074
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyAQUA TITLE

Transaction

AmountAmount Recorded
Tax$7,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address98 MEADOWMIST CT, PINELLAS PARK, FL 33781

Transferred To (Grantee/Buyer)

NameVerified Name
Address2062 FAIRHILL LN NW, MARIETTA, GA 30064-2635

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address4020 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4274
Document Number0030370399
Instrument DateFeb 13, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0030370399
DateMar 30, 2017
Book Page003037/000399
Instrument9757
Lender
NameSPIRIT OF TX BK SSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueMar 29, 2024

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$931,996 (+5.12%) Building $931,996$931,996 (+5.12%) Building $931,996
2024$8,098.00 (+0.52%)
2023$8,056.00 (+27.95%)$886,633 (+25%) Building $886,633$886,633 (+25%) Building $886,633
2022$6,296.00$709,307 Building $709,307$709,307 Building $709,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 750 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
3,418 under condo master policies
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsFiber2,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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