4020 Arbor Ln, Northfield (Winnetka), IL 60093 Property Records

Cook County property record for 4020 Arbor Ln, Northfield, IL 60093

Property Summary

Property Type	Condominium
Details	2 bd · 1,513 sqft · built 1997
Lot Size	12.3 acres (539,484 sqft)
Owner	2 Trust Names on File
Last Sale	$392,500 (Mar 2003)
Tax Bill	$6,774 (2023)
Deeds & Mortgages	Mar 2024 Reverse Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-30-100-045-1090`

Property Details

APN / Parcel Number

Primary APN	`05-30-100-045-1090`

Interior

Bedrooms	2 Beds
Building Area	1,513 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	539,484 sqft

Location & Zoning

Street Address	4020 ARBOR LN, 203
City	NORTHFIELD
State	IL
Zip	60093-3351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Range	13E
Legal Township	42N
Legal Section	30
Legal Subdivision	MEADOWLAKE CONDO
Legal Block	4010
Legal Lot Number	1090
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1025
Census Tract	800800

Owner

4020 Arbor Ln is held in a trust since February 2024.

Source: Cook County records, as of October 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4010 ARBOR LN, 203, NORTHFIELD, IL 60093-3362
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage GMFS LLC
May 20, 2020	Deed of Trust, Mortgage · Line of Credit NORTHBROOK BK&TR
Aug 8, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2003 · Amount on File
Deed Sale	Mar 18, 2003 · Amount on File
Prior Sale	Oct 28, 1996 · Amount on File
Deed Document Number	200367583
Last Transfer Date	Feb 19, 2024
Transfer Doc	0000007148
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 7, 2024
Property Address	4020 ARBOR LN # 203, 203, NORTHFIELD, IL 60093-3351
Document Number	0006707148
Map Reference	DOC 93168720
Instrument Date	Feb 19, 2024
Instrument	2406707148
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4010 ARBOR LN APT 203, 203, NORTHFIELD, IL 60093-3362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 ARBOR LN APT 203, 203, NORTHFIELD, IL 60093-3362

Mortgage

Document Number	0006707149
Date	Mar 7, 2024
Instrument	2406707149

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	663 Months
Due	Jun 2, 2079

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4020 ARBOR LN, NORTHFIELD, IL 60093-3351
Document Number	2028239108
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4010 ARBOR LN #203 NORTHFIELD IL 600933362, 203, NORTHFIELD, IL 60093-3362

Mortgage

Document Number	2028239108
Date	Oct 8, 2020
Instrument	28239108

Lender

Name	NORTHBROOK BK&TR
Type	Bank
Address	NORTHBROOK, IL 60062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 8, 2018
Property Address	4020 ARBOR LN, NORTHFIELD, IL 60093-3351
Document Number	1822034065
Instrument Date	Jun 24, 2018
Instrument	22034065
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4010 ARBOR LN #203 NORTHFIELD IL 600933362, 203, NORTHFIELD, IL 60093-3362

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Northfield Village
Elementary School District	Avoca School District 37 (KG - 08)
Secondary School District	New Trier Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,501 Land $5,179 Building $39,322	$445,010 Land $51,790 Building $393,220
2023	$6,774.00 (-11.88%)
2022	$7,687.00 (-6.96%) Homeowner's exemption Senior Citizen's exemption	$36,153 (+8.1%) Land $5,179 Building $30,974	$361,530 (+8.1%) Land $51,790 Building $309,740
2021	$8,262.00 Homeowner's exemption Senior Citizen's exemption	$33,443 Land $3,722 Building $29,721	$334,430 Land $37,220 Building $297,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4020 Arbor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	99 (1979–2020)
Claims Outside the SFHA	32 of 99
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2013 · 14 claims Severe Storms And Flooding, Sep 2008 · 28 claims Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 Arbor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHFIELD serves 5,751 people · EPA ID IL0312100
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education currently in violation since Mar 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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