Allegan County property record for 4020 38th St, Hamilton, MI 49419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,362 sqft · built 1922 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Apr 2021) |
| Tax Bill | $3,880 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-023-037-00 |
| Primary APN | 18-023-037-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 21,736 sqft (0.499 acres) |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4020 38TH ST |
|---|---|
| City | HAMILTON |
| State | MI |
| Zip | 49419-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 LOW DE |
| Legal Description | N 104.25' OF S 405' OF E 208.5' SEC 23 T4N R14W (86) |
| Legal Range | 14W |
| Legal Township | 04N |
| Legal Section | 23 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OVERISEL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 30301 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4020 38TH ST, HAMILTON, MI 49419-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 20, 2021 | Deed of Trust, Mortgage · Line of Credit GRAND RIVER BANK |
| Apr 29, 2021 | Warranty Deed, Transfer · FHA Mortgage TCF NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Deed Book / Page | 4612 / 899 |
| Prior Transfer Date | Nov 21, 2016 |
| Prior Transfer Doc | 4091/705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4020 38TH ST, HAMILTON, MI 49419-9756 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0004857/45 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 4857/45 |
| Instrument | 2023007240 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4020 38TH ST, HAMILTON, MI 49419-9756 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004608/776 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 4608/776 |
| Name | GRAND RIVER BANK |
|---|---|
| Type | Bank |
| Address | GRANDVILLE, MI 49418 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 10, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 29, 2021 |
| Property Address | 4020 38TH ST, HAMILTON, MI 49419-9756 |
| Document Number | 004612/899 |
| Book / Page | 4612 / 899 |
| Instrument Date | Apr 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4020 38TH ST, 4020, HAMILTON, MI 49419-9756 |
| Name | Verified Name |
|---|---|
| Address | 4020 38TH ST, HAMILTON, MI 49419-9756 |
| Document Number | 0004612902 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 4612/902 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Overisel Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,600 (+7.76%) Land $28,500 Building $102,100 | $261,200 (+7.76%) Land $57,000 Building $204,200 | |
| 2025 | $3,880.00 (+3.49%) Homeowner's exemption | $121,200 (-1.86%) Land $21,900 Building $99,300 | $242,400 (-1.86%) Land $43,800 Building $198,600 |
| 2024 | $3,749.00 (+13.23%) | ||
| 2023 | $123,500 Land $19,600 Building $103,900 | $247,000 Land $39,200 Building $207,800 | |
| 2022 | $3,311.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
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