402 William St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 402 William St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,354 sqft · built 1975
Lot Size	0.155 acres (6,728 sqft)
Owner	2 Individual Names on File
Last Sale	$229,600 (Oct 2018)
Tax Bill	$9,256 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00080-0000-00011-03`

Property Details

APN / Parcel Number

Primary APN	`04-00080-0000-00011-03`
Alternative APNs	`04000800000000110003` `0400080000000011C`

Interior

Stories	2 Stories
Building Area	1,354 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	6,728 sqft (0.155 acres)
Lot Dimensions	116 ft deep x 58 ft wide

Location & Zoning

Old Parcel Number	0400080000000011C
Street Address	402 WILLIAM ST
City	BOUND BROOK
State	NJ
Zip	08805-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ADDITIONAL LOTS: 6150 SQ FT
Legal Block	80
Legal Lot Number	11.3
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1008
Census Tract	51200

Owner

402 William St is owned by two individuals who bought it in October 2018.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 COWPERTHWAITE RD, BEDMINSTER, NJ 07921-2916
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 26, 2018	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	May 6, 1999 · Amount on File
Deed Document Number	201840489
Deed Book / Page	7080 / 62
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	402 WILLIAM ST, BOUND BROOK, NJ 08805-1217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043802
Date	Sep 21, 2020
Book Page	7250/2589
Instrument	2020043802

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 26, 2018
Property Address	402 WILLIAM ST, BOUND BROOK, NJ 08805-1217
Document Number	0000040489
Book / Page	007080 / 000062
Instrument Date	Oct 23, 2018
Instrument	40489
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIRST LEGACY GROUP TITLE AND ABSTRACT L, FIRST LEGACY GRP TITLE & ABS L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 WILLIAM ST BOUND BROOK NJ 088051217, BOUND BROOK, NJ 08805-1217

Mortgage

Document Number	40491
Date	Oct 26, 2018
Book Page	007080/000070
Instrument	40491

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 402 William St was $9,256, up 3.2% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,400 (+5.25%) Land $228,600 Building $212,800	$441,400 (+5.25%) Land $228,600 Building $212,800
2025	$9,256.00 (+3.15%)	$419,400 Land $206,100 Building $213,300	$419,400 Land $206,100 Building $213,300
2024	$8,973.00
2023		$366,800 Land $161,100 Building $205,700	$366,800 Land $161,100 Building $205,700
2022	$8,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 William St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 William St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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