402 William Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 402 William Ave, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1968
Lot Size	0.197 acres (8,568 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jun 2017)
Tax Bill	$696 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354100-013130`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354100-013130`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Flooring	Terrazzo
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,568 sqft (0.197 acres)
Lot Dimensions	100 ft deep x 87 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Porch	Unfinished Open Porch
Porch Area	84 sqft

Location & Zoning

Street Address	402 WILLIAM AVE
City	WINTER HAVEN
State	FL
Zip	33880-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JAN PHYL VILLAGE UNIT 10 PB 45 PG 38 BLK M LOT 13
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 10
Legal Tract	354100
Legal Block	M
Legal Lot Number	13
Legal Unit	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1022
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	402 WILLIAM AVE, WINTER HAVEN, FL 33880-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	2017110651
Deed Book / Page	10172 / 968
Prior Transfer Date	Oct 23, 2006
Prior Transfer Doc	0000261649
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 12, 2017
Property Address	402 WILLIAM AVE, WINTER HAVEN, FL 33880-1458
Document Number	0101720968
Book / Page	010172 / 000968
Instrument Date	Jun 2, 2017
Instrument	110651
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 ARIANA ST LAKELAND FL 338032161, LAKELAND, FL 33803-2161

Mortgage

Document Number	101720969
Date	Jun 12, 2017
Book Page	010172/000969
Instrument	110652

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,638 (+2.7%)	$174,348 (+0.54%) Land $14,500 Building $159,848
2025	$696.00 (-39.53%) Homeowner's exemption	$94,097 (+5.99%)	$173,415 (+0.86%) Land $14,500 Building $158,915
2023	$1,151.00 (+6.08%) Homeowner's exemption	$88,782 (+3%)	$171,942 (+5.59%) Land $14,000 Building $157,942
2022	$1,085.00 Homeowner's exemption	$86,196	$162,836 Land $11,500 Building $151,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20