402 Willard St, Houston, TX 77006 Property Records

Harris County property record for 402 Willard St, Houston, TX 77006

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,841 sqft · built 1929
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$518,800 (Jun 2014)
Tax Bill$11,969 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN009-098-000-0005

Property Details

APN / Parcel Number

Primary APN009-098-000-0005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,841 sqft Living Area
1st Floor Area1,211 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 2019
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Lot Area5,000 sqft (0.115 acres)
Garage Area584 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchOpen Frame Porch
Porch Area336 sqft
Patio Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0090980000005
Street Address402 WILLARD ST
CityHOUSTON
StateTX
Zip77006-2146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 2 CAVE E W
Legal SubdivisionCAVE E W
Legal Block2
Legal Lot Number5
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1002
Census Tract410502

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 WILLARD ST, HOUSTON, TX 77006-2146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage
SEBONIC FIN'L
Nov 1, 2019Deed of Trust, Mortgage
REPUBLIC ST MTG
Feb 10, 2017Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2014 · Amount on Record
Deed SaleJun 24, 2014 · Amount on Record
Prior SaleJun 13, 2006 · Amount on Record
Deed Document Number2014272791
Prior Transfer DateJun 20, 2014
Prior Transfer Doc0000272791
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address402 WILLARD ST, HOUSTON, TX 77006-2146
Document Number0000569720
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 WILLARD ST HOUSTON TX 770062146, HOUSTON, TX 77006-2146

Mortgage

Document Number0000569720
DateNov 20, 2020
Instrument569720
Lender
NameSEBONIC FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
AmountAmount Recorded
Term240 Months
DueNov 19, 2040

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address402 WILLARD ST, HOUSTON, TX 77006-2146
Document Number0000493586
Instrument DateNov 1, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address402 WILLARD ST HOUSTON TX 770062146, HOUSTON, TX 77006-2146

Mortgage

Document Number0000493586
DateNov 6, 2019
Instrument493586
Lender
NameREPUBLIC ST MTG
TypeMortgage Company
AddressHOUSTON, TX 77006
Agreement
AmountAmount Recorded
Term360 Months
DueNov 5, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address402 WILLARD ST, HOUSTON, TX 77006-2146
Document Number0000067690
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address402 WILLARD ST HOUSTON TX 770062146, HOUSTON, TX 77006-2146

Mortgage

Document Number0000067690
DateFeb 16, 2017
Instrument67690
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313-9862
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 15, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$796,655 (+2.79%) Land $570,000 Building $226,655$796,655 (+2.79%) Land $570,000 Building $226,655
2025$11,969.00 (+4.95%) Homeowner's exemption$775,000 (+7.66%) Land $500,000 Building $275,000$775,000 (+7.66%) Land $500,000 Building $275,000
2024$11,405.00 (+6.05%)
2023$719,866 Land $425,000 Building $294,866$719,866 Land $425,000 Building $294,866
2022$10,754.00 (+3.32%)
2020$10,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims3 (2015–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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