Yankton County property record for 402 Wicker St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 988 sqft · built 1977 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (May 2026) |
| Tax Bill | $1,538 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.100.012.030 |
| Primary APN | 31.100.012.030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Unfinished Basement | 988 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 402 WICKER ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S50 LTS 1 & 2 & S50 E2 LT 3 BLK 12 ORIGINAL TOWN |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 12 |
| Legal Lot Number | 1-3,S50 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5067 |
| Census Tract | 966400 |
402 Wicker St is owned and occupied by an individual who bought it in May 2026.
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 WICKER ST, GAYVILLE, SD 57031-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH DAKOTA HSNG DEV AUTHORIT |
| May 27, 2026 | Deed, Transfer · FHA Mortgage FIRST DAKOTA NATIONAL BANK |
| Mar 17, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Deed Document Number | 2026213518 |
| Deed Book / Page | 584 / 81 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jun 4, 2026 |
| Property Address | 402 WICKER ST, GAYVILLE, SD 57031-2039 |
| Document Number | 0000213680 |
| Book / Page | 584 / 179 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026213680 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 402 WICKER ST, GAYVILLE, SD 57031-2039 |
| Document Number | 0000213680, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 584/179 |
| Instrument | 2026213680 |
| Name | SOUTH DAKOTA HSNG DEV AUTHORIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | May 27, 2026 |
| Property Address | 402 WICKER ST, GAYVILLE, SD 57031-2039 |
| Document Number | 0000213518 |
| Book / Page | 584 / 81 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026213518 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,129.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 WICKER ST, GAYVILLE, SD 57031-2039 |
| Document Number | 0000213519, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026213519 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Mar 17, 2023 |
| Property Address | 402 WICKER ST, GAYVILLE, SD 57031-2039 |
| Document Number | 0000569/88 |
| Book / Page | 569 / 88 |
| Map Reference | MB G PG 26 |
| Instrument Date | Mar 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 54, GAYVILLE, SD 57031-0054 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 54, GAYVILLE, SD 57031-0054 |
The 2025 property tax bill for 402 Wicker St was $1,538, up 10.3% from the year before.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,300 (-) Land $4,400 Building $122,900 | $127,300 Land $4,400 Building $122,900 | |
| 2025 | $1,538.00 (+10.25%) | $127,300 Land $4,400 Building $122,900 | |
| 2024 | $1,395.00 | ||
| 2023 | $97,000 Land $4,400 Building $92,600 | ||
| 2022 | $1,340.00 | ||
| 2021 | $97,000 Land $4,400 Building $92,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 402 Wicker St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Wicker St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAYVILLE serves 392 people · EPA ID SD4600140 |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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