Guadalupe County property record for 402 Werner St, Schertz, TX 78108
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,120 sqft · built 2003 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Sep 2008) |
| Tax Bill | $2,894 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0469000000200000 |
| Primary APN | 1G0469000000200000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,120 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,403 sqft (0.147 acres) |
| Water Source | Commercial |
|---|
| Street Address | 402 WERNER ST |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4532 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | CATALANOS CASAS LOT 2 .147 AC |
| Legal Subdivision | CATALANOS CASAS |
| Legal Tract | 2 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 210717 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 713 SECRETARIAT DR, SCHERTZ, TX 78108-2285 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2008 · Amount on Record |
| Deed Sale | Sep 2, 2008 · Amount on Record |
| Deed Document Number | 200816696 |
| Deed Book / Page | 2662 / 45 |
| Prior Transfer Date | Aug 29, 2008 |
| Prior Transfer Doc | 0000016696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 402 WERNER ST, SCHERTZ, TX 78108-4532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013313 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017013313 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,000 (+2%) Land $42,243 Building $153,857 | $196,100 (-4.99%) Land $42,243 Building $153,857 | |
| 2025 | $2,894.00 (+18.61%) | $150,000 (+2%) Land $29,667 Building $176,733 | $206,400 (+65.12%) Land $29,667 Building $176,733 |
| 2024 | $2,440.00 (+1.04%) | ||
| 2023 | $2,415.00 (-9.48%) | $125,000 Land $18,740 Building $106,260 | $125,000 Land $18,740 Building $106,260 |
| 2022 | $2,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Hotwire Communications, Verizon, VTX Communications.
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