402 Washington St, Laredo, TX 78040 Property Records

Webb County property record for 402 Washington St, Laredo, TX 78040

Property Summary

Property TypeCommercial
Details1,320 sqft · built 1927
Lot Size0.118 acres (5,139 sqft)
OwnerIndividual Name on File
Tax Bill$586 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN104-00189-010

Property Details

APN / Parcel Number

Primary APN104-00189-010
Alternative APN
  • 161117

Interior

Stories1 Story
Building Area1,320 sqft Gross Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialMetal
Lot Area5,139 sqft (0.118 acres)
Lot Dimensions74 ft deep x 69 ft wide
Garage TypeCarport
Garage Area450 sqft
CarportCarport
Carport Area450 sqft
Parking Spaces10 Parking Spaces
PorchOpen Porch
Porch Area532 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address402 WASHINGTON ST
CityLAREDO
StateTX
Zip78040-4545
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB1
Legal DescriptionE 74 OF 1 BLK 189 WD
Legal SubdivisionWESTERN -- BLOCKS 151 - 200
Legal Block189
Legal Lot Number1
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2002
Census Tract300

Owner

Source: Webb County records · APN 104-00189-010

Assessment roll updated October 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 STARLING CREEK LOOP, LAREDO, TX 78045-8115
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Aug 23, 2018Gift Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2026
Deed SaleMar 24, 2026
Prior SaleOct 31, 2024
Deed Document Number20261582978
Deed Book / Page6006 / 587
Prior Transfer DateAug 23, 2018
Prior Transfer Doc004468/001
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateJul 07, 2026
Property Address402 WASHINGTON ST, LAREDO, TX 78040-4545
Document Number0001592228
Book / Page6070 / 777
Instrument DateJun 24, 2026
Instrument20261592228
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001592228,
DateJul 07, 2026
Book Page6070/777
Instrument20261592228
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 24, 2036
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2018: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWEBB TX
Recording DateAug 23, 2018
Property Address402 WASHINGTON ST, LAREDO, TX 78040-4545
Document Number004468/001
Book / Page4468 / 001
Instrument DateAug 23, 2018
Instrument1337861
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 DIAMOND DR, 1020, LAREDO, TX 78045-8083

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictLaredo Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$586.00 (+19.59%)$116,731 (+59.92%) Land $52,675 Building $64,056$116,731 (+59.92%) Land $52,675 Building $64,056
2024$490.00 (+11.87%)
2023$72,992 Land $32,838 Building $40,154$72,992 Land $32,838 Building $40,154
2022$438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Smartcom Telephone, Verizon.

Based on FCC filings for 621 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Washington St

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